{"citation":"Small business loans in Birmingham, AL. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/alabama-small-business-loans/birmingham/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/alabama-small-business-loans/birmingham/","title":"Small business loans in Birmingham, AL","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SBA, 504 loans","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SBA, resource partners: SBDCs and SCORE","url":"https://www.sba.gov/counseling/local-assistance/resource-partners/"},{"label":"SBA Alabama District Office (Birmingham)","url":"https://www.sba.gov/district/alabama"},{"label":"Alabama Small Business Development Center Network (University of Alabama)","url":"https://www.asbdc.org/"},{"label":"SCORE, Alabama","url":"https://www.score.org/al/"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. D.1 (p. 241); 13 CFR § 120.931","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"sba.gov/loans/504-loans; SOP 50 10 8.1, Sec. A, Ch. 3, Para. A (p. 51)","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.214(d)(3); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"place":{"id":"AL|BIRMINGHAM","city":"Birmingham","state":"AL","url":"/alabama-small-business-loans/birmingham/","window":"FY2024 through June 30, 2026","loans":145,"dollars":89274700,"median_amount":264000,"p25_amount":112000,"p75_amount":524000,"express_share":16.6,"loc_share":14.5,"median_spread_over_prime":2.75,"median_term_months":120,"rank_among_cities_100_plus":121},"rows":[{"band":"$50,000 or less","loans":19},{"band":"$50,001 to $150,000","loans":34},{"band":"$150,001 to $350,000","loans":39},{"band":"$350,001 to $500,000","loans":15},{"band":"$500,001 to $1,000,000","loans":14},{"band":"$1,000,001 to $2,000,000","loans":13},{"band":"Over $2,000,000","loans":11}],"loans_by_fiscal_year":[{"fiscal_year":2020,"loans":27},{"fiscal_year":2021,"loans":34},{"fiscal_year":2022,"loans":28},{"fiscal_year":2023,"loans":33},{"fiscal_year":2024,"loans":48},{"fiscal_year":2025,"loans":67},{"fiscal_year":2026,"loans":30}],"lenders":[{"lender":"The Huntington National Bank","loans":25,"window":"recent"},{"lender":"Sabre Finance","loans":18,"window":"recent"},{"lender":"Newtek Bank","loans":10,"window":"recent"},{"lender":"BayFirst National Bank","loans":6,"window":"recent"},{"lender":"United Midwest Savings Bank","loans":6,"window":"recent"}],"industries":[{"industry":"Full-Service Restaurants","loans":15,"window":"recent"},{"industry":"Limited-Service Restaurants","loans":9,"window":"recent"},{"industry":"Administrative Management and General Management Consulting Services","loans":6,"window":"recent"},{"industry":"All Other Amusement and Recreation Industries","loans":6,"window":"recent"},{"industry":"Hotels (except Casino Hotels) and Motels","loans":6,"window":"recent"}],"certified_development_companies":[{"name":"Southern Development Council","loans_504":22},{"name":"Birmingham Citywide Local Development Company","loans_504":20},{"name":"Florida Business Development Corporation","loans_504":13},{"name":"Florida First Capital Finance Corporation, Inc.","loans_504":5}]}}