# Does Form 1919's 51% citizen ownership language still apply?

**Short answer:** No. Form 1919 (02/2025) still carries that certification, but SBA's March 1, 2026 rule requires 100% ownership by U.S. citizens or nationals. SBA says it is updating the form. Until then, lenders must collect added certifications (SBA Procedural Notice 5000-876626).

Canonical page: https://www.sbaexpress.loans/answers/does-form-1919-still-allow-permanent-resident-ownership/
Last checked: 2026-11-08

No. The form's printed certification is out of date. The February 2025 version of Form 1919 says the applicant is at least 51% owned and controlled by U.S. citizens or lawful permanent residents. SBA Policy Notice 5000-876441 replaced that standard effective March 1, 2026.

## The rule that applies

100% of direct and indirect owners and SBA-required guarantors must be U.S. citizens or U.S. nationals. Each must have a principal residence in the United States, its territories or possessions. SOP 50 10 8.1, Sec. A, Ch. 1, Para. F carries this forward.

## How the paperwork works now

Procedural Notice 5000-876626 says SBA is updating Forms 1919 and 1244. Until the new versions are published, the lender must attach added certifications for the applicant to sign. They state that:

- No direct or indirect owner or SBA-required guarantor is an Ineligible Person.
- All such owners and guarantors are U.S. citizens or nationals with a U.S. principal residence.
- All entity owners and guarantors were organized in the United States, its territories or possessions.

Information Notice 5000-882227 repeats that lenders must collect all required information and certifications until updated forms are available.

## Check your version

Ask your lender for the current form and the supplement. A knowing false statement on the form is a federal crime, as Form 1919 warns.

## Sources

- [SBA Form 1919 (02/2025)](https://legacy.sba.gov/document/sba-form-1919-borrower-information-form)
- [SBA Policy Notice 5000-876441 (effective March 1, 2026)](https://legacy.sba.gov/document/policy-notice-5000-876441-update-sop-50-10-8-citizenship-residency-requirements-recission-procedural-notice-5000-872050)
- [SBA Procedural Notice 5000-876626 (effective March 1, 2026)](https://legacy.sba.gov/document/procedural-notice-5000-876626-revised-applicant-ownership-citizenship-residency-requirements-7a-504-loans)
- [SBA Information Notice 5000-882227, p. 1, note 1 (Sept. 25, 2026)](https://legacy.sba.gov/document/information-notice-5000-882227-issuance-technical-updates-sop-50-10-81)
- [SOP 50 10 8.1, Sec. A, Ch. 1, Para. F (p. 28)](https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx)