{"citation":"Small business loans in Bakersfield, CA. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/california-small-business-loans/bakersfield/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/california-small-business-loans/bakersfield/","title":"Small business loans in Bakersfield, CA","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SBA, 504 loans","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SBA, resource partners: SBDCs and SCORE","url":"https://www.sba.gov/counseling/local-assistance/resource-partners/"},{"label":"SBA Fresno District Office (San Joaquin Valley and Central Coast)","url":"https://www.sba.gov/district/fresno"},{"label":"SBA Los Angeles District Office (Los Angeles, Santa Barbara and Ventura counties)","url":"https://www.sba.gov/district/los-angeles"},{"label":"SBA Orange County / Inland Empire District Office (Santa Ana and Palm Desert)","url":"https://www.sba.gov/district/orange-county-inland-empire"},{"label":"SBA Sacramento District Office (northeastern California)","url":"https://www.sba.gov/district/sacramento"},{"label":"SBA San Diego District Office (San Diego and Imperial counties)","url":"https://www.sba.gov/district/san-diego"},{"label":"SBA San Francisco District Office (northern California)","url":"https://www.sba.gov/district/san-francisco"},{"label":"California SBDC","url":"https://www.californiasbdc.org/"},{"label":"SCORE, California","url":"https://www.score.org/ca/"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. D.1 (p. 241); 13 CFR § 120.931","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"sba.gov/loans/504-loans; SOP 50 10 8.1, Sec. A, Ch. 3, Para. A (p. 51)","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.214(d)(2); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"place":{"id":"CA|BAKERSFIELD","city":"Bakersfield","state":"CA","url":"/california-small-business-loans/bakersfield/","window":"FY2024 through June 30, 2026","loans":211,"dollars":161043600,"median_amount":250000,"p25_amount":83500,"p75_amount":800000,"express_share":25.1,"loc_share":16.6,"median_spread_over_prime":2.75,"median_term_months":120,"rank_among_cities_100_plus":73},"rows":[{"band":"$50,000 or less","loans":46},{"band":"$50,001 to $150,000","loans":39},{"band":"$150,001 to $350,000","loans":38},{"band":"$350,001 to $500,000","loans":18},{"band":"$500,001 to $1,000,000","loans":26},{"band":"$1,000,001 to $2,000,000","loans":17},{"band":"Over $2,000,000","loans":27}],"loans_by_fiscal_year":[{"fiscal_year":2020,"loans":53},{"fiscal_year":2021,"loans":55},{"fiscal_year":2022,"loans":46},{"fiscal_year":2023,"loans":52},{"fiscal_year":2024,"loans":62},{"fiscal_year":2025,"loans":88},{"fiscal_year":2026,"loans":61}],"lenders":[{"lender":"U.S. Bank","loans":27,"window":"recent"},{"lender":"Celtic Bank","loans":25,"window":"recent"},{"lender":"Lendistry SBLC, LLC","loans":15,"window":"recent"},{"lender":"Readycap Lending, LLC","loans":12,"window":"recent"},{"lender":"Live Oak Banking Company","loans":11,"window":"recent"}],"industries":[{"industry":"Gasoline Stations with Convenience Stores","loans":22,"window":"recent"},{"industry":"Limited-Service Restaurants","loans":13,"window":"recent"},{"industry":"General Freight Trucking, Long-Distance, Truckload","loans":12,"window":"recent"},{"industry":"General Freight Trucking, Local","loans":7,"window":"recent"},{"industry":"Commercial and Institutional Building Construction","loans":6,"window":"recent"}],"certified_development_companies":[{"name":"Cen Cal Business Finance Group","loans_504":36},{"name":"Mortgage Capital Development Corporation","loans_504":10},{"name":"California Statewide Certified Development Corporation","loans_504":5}]}}