{"citation":"Small business loans in Clearwater, FL. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/florida-small-business-loans/clearwater/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/florida-small-business-loans/clearwater/","title":"Small business loans in Clearwater, FL","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SBA, 504 loans","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SBA, resource partners: SBDCs and SCORE","url":"https://www.sba.gov/counseling/local-assistance/resource-partners/"},{"label":"SBA North Florida District Office (Jacksonville and Orlando)","url":"https://www.sba.gov/district/north-florida"},{"label":"SBA South Florida District Office (Miami, Fort Pierce and Tampa)","url":"https://www.sba.gov/district/south-florida"},{"label":"Florida SBDC Network (University of West Florida)","url":"https://floridasbdc.org/"},{"label":"SCORE, Florida","url":"https://www.score.org/fl/"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. D.1 (p. 241); 13 CFR § 120.931","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"sba.gov/loans/504-loans; SOP 50 10 8.1, Sec. A, Ch. 3, Para. A (p. 51)","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.214(d)(3); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"place":{"id":"FL|CLEARWATER","city":"Clearwater","state":"FL","url":"/florida-small-business-loans/clearwater/","window":"FY2024 through June 30, 2026","loans":124,"dollars":68279500,"median_amount":272500,"p25_amount":100000,"p75_amount":713325,"express_share":23.4,"loc_share":17.7,"median_spread_over_prime":2.75,"median_term_months":120,"rank_among_cities_100_plus":140},"rows":[{"band":"$50,000 or less","loans":21},{"band":"$50,001 to $150,000","loans":27},{"band":"$150,001 to $350,000","loans":25},{"band":"$350,001 to $500,000","loans":10},{"band":"$500,001 to $1,000,000","loans":23},{"band":"$1,000,001 to $2,000,000","loans":12},{"band":"Over $2,000,000","loans":6}],"loans_by_fiscal_year":[{"fiscal_year":2020,"loans":25},{"fiscal_year":2021,"loans":46},{"fiscal_year":2022,"loans":42},{"fiscal_year":2023,"loans":31},{"fiscal_year":2024,"loans":55},{"fiscal_year":2025,"loans":39},{"fiscal_year":2026,"loans":30}],"lenders":[{"lender":"Newtek Bank","loans":11,"window":"recent"},{"lender":"JPMorgan Chase Bank","loans":10,"window":"recent"},{"lender":"Readycap Lending, LLC","loans":8,"window":"recent"},{"lender":"Live Oak Banking Company","loans":7,"window":"recent"},{"lender":"BayFirst National Bank","loans":6,"window":"recent"}],"industries":[{"industry":"Full-Service Restaurants","loans":7,"window":"recent"},{"industry":"Home Health Care Services","loans":7,"window":"recent"},{"industry":"Offices of Dentists","loans":5,"window":"recent"}],"certified_development_companies":[{"name":"Florida Business Development Corporation","loans_504":15},{"name":"Florida First Capital Finance Corporation, Inc.","loans_504":11},{"name":"Sunshine State Economic Development Corporation","loans_504":11}]}}