# SBA Form 1920: Lender's Application for Guaranty (retired)

**Short answer:** SBA Form 1920 is the retired Lender's Application for Guaranty. SBA retired it effective August 1, 2023, and keeps it posted for reference only. Lenders now enter loan terms in the SBA Loan System (SOP 50 10 8.1, Appendix 20, Para. A.1).

Canonical page: https://www.sbaexpress.loans/forms/sba-form-1920/
Last checked: 2026-11-09

Status

Retired effective August 1, 2023, and posted for reference only. Last posted edition: Revised 09/20, effective October 1, 2020, with a printed OMB expiration of September 30, 2023.

[See the form on sba.gov](https://legacy.sba.gov/document/sba-form-1920-lenders-application-guaranty)

## Who completes it

No one. SBA retired Form 1920 effective August 1, 2023, and keeps it posted for reference only. It was a lender's form.

## When it is used

Not on new loans. Lenders now enter loan terms in the SBA Loan System (SOP 50 10 8.1, Appendix 20, Para. A.1).

## What it asked

- The 09/20 edition, posted for reference only, collected the lender's processing method and loan program.
- Lender and applicant details, including jobs created and retained.
- Loan structure: amount, guaranty percentage, term, payment frequency and rate.
- Project sources and uses, line by line.
- Lender confirmations on eligibility, credit elsewhere, guarantors, character, citizenship, prior government losses and size.
- Extra sections for occupancy, changes of ownership, business valuation, debt refinancing, franchises, CAPLines, export loans and 7(a) Small loans.

## Common mistakes

- Treating it as a current requirement. SBA's page says it was retired effective August 1, 2023, and Appendix 1 of SOP 50 10 8.1 does not list it. A checklist that asks for it may be out of date.
- Confusing it with Form 1919. Form 1919 is the borrower's form, and it is still in use.
- Looking for a replacement form. SBA's page names none. Lenders now enter loan terms and required data in the SBA Loan System (Appendix 20, Para. A.1).
- Relying on its citizenship test. The 09/20 edition uses a 51% citizen or permanent resident test that no longer applies (SOP 50 10 8.1, Sec. A, Ch. 1, Para. F).
- Relying on its program list. It names the FICO SBSS score and the Community Advantage Pilot. SBSS was discontinued for 7(a) Small loans effective March 1, 2026; lenders use their own commercial credit analysis, and scoring models are optional. The pilot ended October 31, 2023.

## Sources

- [SBA Form 1920 landing page (retirement notice, read November 9, 2026)](https://legacy.sba.gov/document/sba-form-1920-lenders-application-guaranty)
- [SBA Form 1920 (Revised 09/20), retired](https://legacy.sba.gov/sites/default/files/2020-11/sba-form-1920.pdf)
- [SOP 50 10 8.1, Appendix 20, Para. A.1 (p. 416)](https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx)
- [SOP 50 10 8.1, Appendix 1 (p. 289)](https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx)
- [SOP 50 10 8.1, Sec. A, Ch. 1, Para. F (p. 28)](https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx)
- [SBA Procedural Notice 5000-876777 (effective March 1, 2026)](https://legacy.sba.gov/document/procedural-notice-5000-876777-sunset-sbss-score-supplemental-guidance)
- [88 FR 69003 (Oct. 5, 2023)](https://www.govinfo.gov/content/pkg/FR-2023-10-05/pdf/2023-22185.pdf)