{"citation":"SBA loans to Rita's Ice-Custard-Happiness franchisees. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/franchises/rita-s-ice-custard-happiness/ Source: U.S. Small Business Administration, 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/franchises/rita-s-ice-custard-happiness/","title":"SBA loans to Rita's Ice-Custard-Happiness franchisees","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"U.S. Small Business Administration, 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"13 CFR § 120.214(d)(3); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 1, Para. C (p. 118)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 1, Para. C (p. 118); Sec. B, Ch. 2, Para. C (p. 127)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. A, Ch. 1, Para. G.5 (Para. G begins p. 30)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, App. 15, Para. A.1, Types of changes of ownership","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SBA Franchise Directory","url":"https://www.sba.gov/document/support-sba-franchise-directory"}],"data":{"brand":"Rita's Ice-Custard-Happiness","kind":"franchise","sba_franchise_codes":["S1435"],"rows":[{"period":"October 2019 to June 2026","loans":80,"dollars":30831800,"median_loan":335900,"loan_p25":185150,"loan_p75":485250,"median_term_months":120,"median_spread_over_prime_points":2.7,"median_rate_at_approval_pct":null,"sba_express_share_pct":23.8,"line_of_credit_share_pct":17.5},{"period":"October 2023 to June 2026","loans":33,"dollars":11542300,"median_loan":318000,"loan_p25":174000,"loan_p75":486000,"median_term_months":120,"median_spread_over_prime_points":2.75,"median_rate_at_approval_pct":10.5,"sba_express_share_pct":30.3,"line_of_credit_share_pct":21.2}],"top_lenders":[{"lender":"The Huntington National Bank","loans":26},{"lender":"TowneBank","loans":7}],"top_states":[{"state":"Pennsylvania","loans":22},{"state":"Florida","loans":12},{"state":"New Jersey","loans":8},{"state":"South Carolina","loans":6},{"state":"Virginia","loans":6}],"loans_by_size":[{"band":"$50,000 or less","loans":15},{"band":"$50,001 to $150,000","loans":null},{"band":"$150,001 to $350,000","loans":28},{"band":"$350,001 to $500,000","loans":19},{"band":"$500,001 to $1,000,000","loans":12},{"band":"$1,000,001 to $2,000,000","loans":null},{"band":"Over $2,000,000","loans":0}],"loans_by_business_age":[{"age":"In business more than 2 years","loans":13,"share_pct":16.2},{"age":"In business 2 years or less","loans":12,"share_pct":15.0},{"age":"Startup (the loan opens the business)","loans":44,"share_pct":55.0},{"age":"Change of ownership","loans":10,"share_pct":12.5},{"age":"Not answered","loans":null,"share_pct":null}],"charge_off":{"group":"loans approved October 2019 to September 2022","through":"2026-06-30","loans_in_group":27,"charged_off_loans":0,"rate_by_count_pct":0.0,"rate_by_dollars_pct":0.0}}}