{"citation":"SBA loans to Sport Clips franchisees. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/franchises/sport-clips/ Source: U.S. Small Business Administration, 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/franchises/sport-clips/","title":"SBA loans to Sport Clips franchisees","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"U.S. Small Business Administration, 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"13 CFR § 120.214(d)(3); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 1, Para. C (p. 118)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 1, Para. C (p. 118); Sec. B, Ch. 2, Para. C (p. 127)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. A, Ch. 1, Para. G.5 (Para. G begins p. 30)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, App. 15, Para. A.1, Types of changes of ownership","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SBA Franchise Directory","url":"https://www.sba.gov/document/support-sba-franchise-directory"}],"data":{"brand":"Sport Clips","kind":"franchise","sba_franchise_codes":["S2521"],"rows":[{"period":"October 2019 to June 2026","loans":85,"dollars":44152600,"median_loan":308500,"loan_p25":227000,"loan_p75":377500,"median_term_months":120,"median_spread_over_prime_points":2.25,"median_rate_at_approval_pct":null,"sba_express_share_pct":22.4,"line_of_credit_share_pct":16.5},{"period":"October 2023 to June 2026","loans":29,"dollars":15347600,"median_loan":308500,"loan_p25":110000,"loan_p75":399500,"median_term_months":120,"median_spread_over_prime_points":2.49,"median_rate_at_approval_pct":9.75,"sba_express_share_pct":34.5,"line_of_credit_share_pct":31.0}],"top_lenders":[{"lender":"Live Oak Banking Company","loans":19},{"lender":"The Huntington National Bank","loans":19},{"lender":"Wells Fargo Bank","loans":8},{"lender":"PNC Bank","loans":7},{"lender":"KeyBank","loans":6}],"top_states":[{"state":"Texas","loans":12},{"state":"Florida","loans":10},{"state":"Pennsylvania","loans":8},{"state":"Illinois","loans":5},{"state":"Indiana","loans":5}],"loans_by_size":[{"band":"$50,000 or less","loans":8},{"band":"$50,001 to $150,000","loans":8},{"band":"$150,001 to $350,000","loans":45},{"band":"$350,001 to $500,000","loans":9},{"band":"$500,001 to $1,000,000","loans":7},{"band":"$1,000,001 to $2,000,000","loans":null},{"band":"Over $2,000,000","loans":null}],"loans_by_business_age":[{"age":"In business more than 2 years","loans":21,"share_pct":24.7},{"age":"In business 2 years or less","loans":5,"share_pct":5.9},{"age":"Startup (the loan opens the business)","loans":43,"share_pct":50.6},{"age":"Change of ownership","loans":11,"share_pct":12.9},{"age":"Not answered","loans":5,"share_pct":5.9}],"charge_off":{"group":"loans approved October 2019 to September 2022","through":"2026-06-30","loans_in_group":53,"charged_off_loans":null,"rate_by_count_pct":null,"rate_by_dollars_pct":null}}}