# Small business loans in Conyers, GA

**Short answer:** The most active SBA lenders in Conyers, GA since FY2024 are Lendistry SBLC, LLC (5 loans) and Wells Fargo Bank (5). The median loan was $332,500, and half fell between $51,525 and $751,250. For free help, see the University of Georgia Small Business Development Center. Source: SBA 7(a) loan data.

Canonical page: https://www.sbaexpress.loans/georgia-small-business-loans/conyers/
Data as of: 2026-06-30

## Lenders making SBA loans in Conyers

No lender made more than 9% of the loans in Conyers, and Lendistry SBLC, LLC made the most.

**Lenders with five or more SBA loans in Conyers, GA, FY2024 to June 2026**

| Lender | Loans | Share |
| --- | --- | --- |
| [Lendistry SBLC, LLC](https://www.sbaexpress.loans/sba-express-lenders/lendistry-sblc-llc/): Non-bank lender | 5 | 8.9% |
| [Wells Fargo Bank](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/georgia/) | 5 | 8.9% |

Share is the percent of all Conyers loans in that period. Each name links to that lender's page for Georgia where one exists.

Conyers has two lenders with five or more loans since FY2024. Others had fewer, and the Georgia page counts 223 lenders with at least one approved loan statewide.

## Local help near Conyers

Conyers borrowers can start with SBA's district office for Georgia, an SBDC or SCORE.

23% of Conyers borrowers since FY2024 were startups or businesses two years old or younger. SBDCs provide counseling and training, and SCORE mentors give advice at no cost, according to SBA.

SBA has one district office for Georgia. Its page points to state and federal resources and to lenders in the area. The University of Georgia Small Business Development Center gives free counseling across Georgia.

- [SBA Georgia District Office (Atlanta): SBA district office](https://www.sba.gov/district/georgia)
- [University of Georgia Small Business Development Center: Small Business Development Center](https://georgiasbdc.org/)
- [SCORE mentors in Georgia: Business mentoring](https://www.score.org/ga/)

Alongside SBA loans, Georgia runs two loan programs. The [Georgia page](https://www.sbaexpress.loans/georgia-small-business-loans/#loan-programs-in-georgia) describes each, and the official pages are linked here.

- [Georgia Loan Participation Program](https://dca.georgia.gov/financing-tools/small-business/state-small-business-credit-initiative-ssbci/georgia-loan)
- [Georgia Small Business Credit Guaranty](https://dca.georgia.gov/financing-tools/small-business/state-small-business-credit-initiative-ssbci/georgia-small-business)

## Loan counts and sizes in Conyers

Conyers ranks 19th by loans since FY2024 among the 21 Georgia cities with 100 or more SBA loans since FY2020. Nationally it is the 486th busiest of the 580 cities that reach 100 loans.

The 56 loans, 1.2% of the 4,607 in Georgia, were approved for $43.5 million in all. The median loan was $332,500, 2.2 times the national median of $150,300. Half of the loans fell between $51,525 and $751,250. The Conyers median is 10% above the Georgia median of $303,000.

**Conyers, GA compared with Georgia and the nation, loans from FY2024 to June 2026**

| Measure | Conyers | Georgia | U.S. |
| --- | --- | --- | --- |
| Loans | 56 | 4,607 | 162,355 |
| Median loan | $332,500 | $303,000 | $150,300 |
| 25th percentile | $51,525 | $120,000 | $50,000 |
| 75th percentile | $751,250 | $714,500 | $500,000 |
| Via SBA Express | 16.1% | 14.6% | 35.8% |
| Lines of credit | 12.5% | 12.7% | 28.1% |
| Startups | 8.9% | 23.1% | 16.1% |
| Ownership changes | n/a | 11.9% | 10.4% |
| Median term | 10 years | 10 years | 10 years |
| Median spread | 2.75 | 2.75 | 2.75 |
| Charged off | 12.5% | 3.0% | 3.6% |

A quarter of loans were smaller than the 25th percentile loan and a quarter were larger than the 75th. Median spread is in percentage points over Prime. Charged off is the share of FY2020 to FY2022 loans a lender wrote off as a loss. It is shown only for groups of 30 loans or more. Fewer than 5 marks a share that would stand for 1 to 4 loans, which we do not publish. U.S. covers every loan in the file.

16.1% of all loans went through SBA Express, below the national 35.8%. Lines of credit were 12.5% of loans, below the national 28.1%.

SBA loans in Conyers, GA by size, FY2024 to June 2026

- $50,000 or less (23%): 13
- $50,001 to $150,000 (21%): 12
- $150,001 to $350,000: Fewer than 5
- $350,001 to $500,000 (11%): 6
- $500,001 to $1,000,000 (20%): 11
- $1,000,001 to $2,000,000: Fewer than 5
- Over $2,000,000 (12%): 7

Labels show each size's share of all loans.

SBA loans in Conyers, GA by fiscal year

- FY2020: 6
- FY2021: 14
- FY2022: 20
- FY2023: 11
- FY2024: 22
- FY2025: 23
- FY2026 (through June 30): 11

Fiscal years run October to September. The last bar covers nine of its twelve months.

Volume held steady from FY2024 (22 loans) to FY2025 (23), the two latest full years. The busiest full year in the file was FY2025, with 23 loans. FY2026 already shows 11 loans through June 30.

Of the 40 loans Conyers borrowers received in FY2020 to FY2022, 12.5% were charged off by June 30, 2026, against 3.6% nationally. That group is small, so treat the rate as rough. Lenders reported 715 jobs supported across the 56 loans since FY2024, about 12.8 per loan. SBA does not audit these estimates.

## What businesses in Conyers borrow for

Full-Service Restaurants was the largest borrower group in Conyers since FY2020, with 5 loans or 4.7% of the total.

**Industries with the most SBA loans in Conyers, GA, FY2020 to June 2026**

| Industry | Loans | Share | U.S. share |
| --- | --- | --- | --- |
| [Full-Service Restaurants](https://www.sbaexpress.loans/industries/full-service-restaurants/georgia/) | 5 | 4.7% | 4.6% |
| [General Freight Trucking, Long-Distance, Truckload](https://www.sbaexpress.loans/industries/general-freight-trucking-long-distance-truckload/georgia/) | 5 | 4.7% | 1.3% |

Share is the percent of all Conyers loans in that period. Industry is the NAICS code on each loan. A name links to the Georgia page for that industry where one exists.

## A typical loan payment in Conyers

The median Conyers loan was $332,500 with a median term of 10 years.

The median variable-rate loan in Conyers was priced at Prime plus 2.75 percentage points at approval. At today's Prime that spread works out to 9.75%. On $332,500 over 10 years, principal and interest would come to about $4,348 a month. That is arithmetic on past loans, not a rate a lender is offering.

**Payment at today's rate on three Conyers loan sizes over 10 years**

| Loan | Amount | Monthly payment |
| --- | --- | --- |
| 25th percentile loan | $51,525 | $674 |
| Median loan | $332,500 | $4,348 |
| 75th percentile loan | $751,250 | $9,824 |

Principal and interest only. Fees, a different term or a fixed rate change the payment. This is an illustration from SBA's file, not an offer.

SBA's rate ceiling for this loan size

SBA's maximum for a loan of $332,500 is Prime plus 4.5 percentage points, or 11.50% today. The median variable-rate loan here was priced 1.8 points under that ceiling. Source: 13 CFR § 120.214(d)(3); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395).

Conyers loans approved since FY2024 had a median starting rate of 10.5% at approval, against 10.25% nationally. Prime changed during those years, so use the spread above, not that rate, as the guide to today's cost.

Run your own numbers: [payments on a $350,000 loan](https://www.sbaexpress.loans/loan-amounts/350000-business-loan/) and [SBA Express payment calculator](https://www.sbaexpress.loans/sba-express-payment-calculator/).

## SBA 504 loans near Conyers

Conyers has 7 SBA 504 loans since FY2020, with $10.1 million in SBA and CDC dollars.

Fewer than five of them came in FY2024 or later, so no recent median is published. The bank's share of each project is separate and is not counted in these figures.

No Certified Development Company (CDC) is named on five or more 504 loans in Conyers, so the list below is Georgia's. Florida Business Development Corporation is named on the most there, 153 loans since FY2024.

**CDCs named on five or more 504 loans in Georgia, FY2024 to June 2026**

| Certified Development Company | 504 loans |
| --- | --- |
| Florida Business Development Corporation | 153 |
| Capital Partners Certified Development Company | 125 |
| Small Business Access Partners, Inc. | 85 |
| Florida First Capital Finance Corporation, Inc. | 40 |
| Georgia Certified Development Corporation | 39 |

How a 504 loan is split

A standard 504 project is 50% third party lender, 40% CDC debenture, 10% borrower. 504 money pays for major fixed assets such as land, buildings and long-term machinery and equipment, not working capital or inventory. Source: SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221). SBA keeps a [list of Certified Development Companies](https://www.sba.gov/loans/504-loans/list-of-certified-development-companies/).

## Georgia cities near Conyers

Conyers made up 1.2% of Georgia's SBA loans since FY2024.

Conyers is one of 21 Georgia cities with 100 or more SBA loans since FY2020. The [Georgia page](https://www.sbaexpress.loans/georgia-small-business-loans/) covers all 4,607 loans in Georgia. The closest come first, ranked by county and ZIP code on their loans.

- [Alpharetta: 212 loans, median $350,000](https://www.sbaexpress.loans/georgia-small-business-loans/alpharetta/)
- [Suwanee: 89 loans, median $265,000](https://www.sbaexpress.loans/georgia-small-business-loans/suwanee/)
- [Decatur: 65 loans, median $275,000](https://www.sbaexpress.loans/georgia-small-business-loans/decatur/)
- [Cumming: 131 loans, median $347,000](https://www.sbaexpress.loans/georgia-small-business-loans/cumming/)
- [Lawrenceville: 105 loans, median $200,000](https://www.sbaexpress.loans/georgia-small-business-loans/lawrenceville/)
- [Marietta: 192 loans, median $350,000](https://www.sbaexpress.loans/georgia-small-business-loans/marietta/)
- [Roswell: 98 loans, median $250,000](https://www.sbaexpress.loans/georgia-small-business-loans/roswell/)
- [Snellville: 53 loans, median $201,000](https://www.sbaexpress.loans/georgia-small-business-loans/snellville/)

## Common questions about SBA loans in Conyers

### Which lenders make the most SBA loans in Conyers?

Lendistry SBLC, LLC leads with 5 loans in Conyers since FY2024. Wells Fargo Bank (5) follows. Only lenders with five or more Conyers loans are counted.

### Which industries get SBA loans in Conyers?

Full-Service Restaurants leads with 5 loans in Conyers since FY2020. General Freight Trucking, Long-Distance, Truckload (5) follows.

How to read this

Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Location is the borrower's address in the file, and city names are as SBA recorded them. Recent means FY2024 through June 30, 2026. Charge-off rates use FY2020 to FY2022 loans, the only years old enough to have had time to go bad. Jobs supported are lender-reported estimates. [How we build these pages](https://www.sbaexpress.loans/method/).

## Sources

- [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)
- [SBA, 504 loans](https://www.sba.gov/loans/504-loans/)
- [SBA, resource partners: SBDCs and SCORE](https://www.sba.gov/counseling/local-assistance/resource-partners/)
- [SBA Georgia District Office (Atlanta)](https://www.sba.gov/district/georgia)
- [University of Georgia Small Business Development Center](https://georgiasbdc.org/)
- [SCORE, Georgia](https://www.score.org/ga/)
- [SOP 50 10 8.1, Sec. C, Ch. 1, Para. D.1 (p. 241); 13 CFR § 120.931](https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx)
- [SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221)](https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx)
- [sba.gov/loans/504-loans; SOP 50 10 8.1, Sec. A, Ch. 3, Para. A (p. 51)](https://www.sba.gov/loans/504-loans/)
- [SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)](https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx)
- [13 CFR § 120.214(d)(3); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395)](https://www.ecfr.gov/current/title-13/section-120.214)