{"citation":"Small business loans in Hawaii. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/hawaii-small-business-loans/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/hawaii-small-business-loans/","title":"Small business loans in Hawaii","data_as_of":"2026-06-30","checked":"2026-11-09","sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SBA, 504 loans","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SBA, resource partners: SBDCs and SCORE","url":"https://www.sba.gov/counseling/local-assistance/resource-partners/"},{"label":"SBA Hawaii District Office (Honolulu)","url":"https://www.sba.gov/district/hawaii"},{"label":"Hawaii SBDC (University of Hawaii at Hilo)","url":"https://hisbdc.org/"},{"label":"SCORE, Hawaii","url":"https://www.score.org/hi/"},{"label":"HI-CAP Collateral","url":"https://gems.hawaii.gov/hawaii-small-business-capital-program-hi-cap/hi-cap-collateral/"},{"label":"HI-CAP CDFI Loan Program","url":"https://gems.hawaii.gov/hawaii-small-business-capital-program-hi-cap/hi-cap-cdfi-loan-program/"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. D.1 (p. 241); 13 CFR § 120.931","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"SOP 50 10 8.1, Sec. C, Ch. 1, Para. B (p. 221)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"sba.gov/loans/504-loans; SOP 50 10 8.1, Sec. A, Ch. 3, Para. A (p. 51)","url":"https://www.sba.gov/loans/504-loans/"},{"label":"SOP 50 10 8.1, Sec. B, Ch. 2, Para. B.1 (p. 126)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.214(d)(1); SOP 50 10 8.1, App. 18, Para. A.2 (p. 395)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"place":{"code":"HI","name":"Hawaii","url":"/hawaii-small-business-loans/","window":"FY2024 through June 30, 2026","loans":444,"dollars":102275100,"median_amount":50000,"p25_amount":30000,"p75_amount":178875,"express_share":52.9,"loc_share":20.9,"median_spread_over_prime":3.0,"median_term_months":93,"rank_of_52":46,"lenders_with_a_loan":40},"rows":[{"lender":"Central Pacific Bank","type":"bank","loans":221,"dollars":15199300,"median_amount":40000,"express_share":92.8,"lender_id":"fdic:17308","lender_url":"https://www.sbaexpress.loans/sba-express-lenders/central-pacific-bank/"},{"lender":"Readycap Lending, LLC","type":"non-bank lender","loans":30,"dollars":5523900,"median_amount":50000,"express_share":0.0,"lender_id":"name:readycap lending, llc","lender_url":"https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/"},{"lender":"Northeast Bank","type":"bank","loans":29,"dollars":4040800,"median_amount":115500,"express_share":0.0,"lender_id":"fdic:19690","lender_url":"https://www.sbaexpress.loans/sba-express-lenders/northeast-bank/"},{"lender":"Newtek Bank","type":"bank","loans":25,"dollars":15643000,"median_amount":250000,"express_share":24.0,"lender_id":"fdic:18734","lender_url":"https://www.sbaexpress.loans/sba-express-lenders/newtek-bank/"},{"lender":"BayFirst National Bank","type":"bank","loans":23,"dollars":2880500,"median_amount":150000,"express_share":0.0,"lender_id":"fdic:34997","lender_url":"https://www.sbaexpress.loans/sba-express-lenders/bayfirst-national-bank/"},{"lender":"Celtic Bank","type":"bank","loans":14,"dollars":7100700,"median_amount":150000,"express_share":0.0,"lender_id":"fdic:57056","lender_url":"https://www.sbaexpress.loans/sba-express-lenders/celtic-bank/"},{"lender":"Lendistry SBLC, LLC","type":"non-bank lender","loans":13,"dollars":2711800,"median_amount":150000,"express_share":0.0,"lender_id":"name:lendistry sblc, llc","lender_url":"https://www.sbaexpress.loans/sba-express-lenders/lendistry-sblc-llc/"},{"lender":"First Hawaiian Bank","type":"bank","loans":11,"dollars":935000,"median_amount":75000,"express_share":72.7,"lender_id":"fdic:17985","lender_url":null},{"lender":"Live Oak Banking Company","type":"bank","loans":11,"dollars":8122000,"median_amount":500000,"express_share":null,"lender_id":"fdic:58665","lender_url":"https://www.sbaexpress.loans/sba-express-lenders/live-oak-banking-company/"},{"lender":"Hawaii National Bank","type":"bank","loans":6,"dollars":1900600,"median_amount":320500,"express_share":83.3,"lender_id":"fdic:18296","lender_url":null},{"lender":"The Huntington National Bank","type":"bank","loans":6,"dollars":7415100,"median_amount":487350,"express_share":null,"lender_id":"fdic:06560","lender_url":"https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/"},{"lender":"Commonwealth Business Bank","type":"bank","loans":5,"dollars":5625000,"median_amount":300000,"express_share":0.0,"lender_id":"fdic:57873","lender_url":"https://www.sbaexpress.loans/sba-express-lenders/commonwealth-business-bank/"}],"size_bands":[{"band":"$50,000 or less","loans":247},{"band":"$50,001 to $150,000","loans":79},{"band":"$150,001 to $350,000","loans":59},{"band":"$350,001 to $500,000","loans":18},{"band":"$500,001 to $1,000,000","loans":20},{"band":"$1,000,001 to $2,000,000","loans":10},{"band":"Over $2,000,000","loans":11}],"loans_by_fiscal_year":[{"fiscal_year":2020,"loans":66},{"fiscal_year":2021,"loans":101},{"fiscal_year":2022,"loans":103},{"fiscal_year":2023,"loans":145},{"fiscal_year":2024,"loans":196},{"fiscal_year":2025,"loans":185},{"fiscal_year":2026,"loans":63}],"industries":[{"industry":"Full-Service Restaurants","loans":31},{"industry":"Limited-Service Restaurants","loans":21},{"industry":"Snack and Nonalcoholic Beverage Bars","loans":16},{"industry":"Plumbing, Heating, and Air-Conditioning Contractors","loans":13},{"industry":"All Other Specialty Trade Contractors","loans":11}],"cities":[{"city":"Honolulu","url":"/hawaii-small-business-loans/honolulu/","loans":149,"median_amount":50000}],"certified_development_companies":[{"name":"HEDCO Local Development Corporation","loans_504":24},{"name":"Mortgage Capital Development Corporation","loans_504":22}]}}