{"citation":"SBA loans to management consulting firms in New Jersey. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/administrative-management-general-management-consulting-services/new-jersey/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/administrative-management-general-management-consulting-services/new-jersey/","title":"SBA loans to management consulting firms in New Jersey","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NJ","name":"New Jersey"},"industry":{"naics":"541611","name":"Administrative Management and General Management Consulting Services","url":"/industries/administrative-management-general-management-consulting-services/"},"loans":96,"dollars_approved":14673800,"measures":{"share_of_all_loans_pct":{"state":0.853,"national":0.69,"reading":"No clear gap"},"median_loan":{"state":70450,"national":100000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":25000,"p75":150000},"national":{"p25":40000,"p75":250000}},"startup_pct":{"state":8.3,"national":7.5,"reading":"No clear gap"},"new_pct":{"state":30.2,"national":21.6,"reading":"No clear gap"},"existing_pct":{"state":57.3,"national":66.2,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":3.5,"reading":"n/a"},"express_pct":{"state":69.8,"national":51.2,"reading":"Clearly higher"},"loc_pct":{"state":53.1,"national":41.3,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":3.0}},"clear_gaps":["express"],"top_lenders":{"TD Bank":31,"M&T Bank":15,"BayFirst National Bank":6,"JPMorgan Chase Bank":6,"Newtek Bank":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}