{"citation":"SBA loans to tire shops, truck and trailer repair and detailing businesses in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/all-other-automotive-repair-maintenance/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/all-other-automotive-repair-maintenance/california/","title":"SBA loans to tire shops, truck and trailer repair and detailing businesses in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"811198","name":"All Other Automotive Repair and Maintenance","url":"/industries/all-other-automotive-repair-maintenance/"},"loans":99,"dollars_approved":54076800,"measures":{"share_of_all_loans_pct":{"state":0.255,"national":0.23,"reading":"No clear gap"},"median_loan":{"state":250000,"national":120000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":50000,"p75":820000},"national":{"p25":40000,"p75":365000}},"startup_pct":{"state":null,"national":11.6,"reading":"n/a"},"new_pct":{"state":25.3,"national":20.8,"reading":"No clear gap"},"existing_pct":{"state":63.6,"national":56.9,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":9.1,"reading":"n/a"},"express_pct":{"state":28.3,"national":44.4,"reading":"Clearly lower"},"loc_pct":{"state":16.2,"national":31.4,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["loc","express"],"top_lenders":{"U.S. Bank":18,"Wells Fargo Bank":11,"Enterprise Bank & Trust":7,"Harvest Small Business Finance, LLC":6,"Celtic Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}