{"citation":"SBA loans to specialty retail shops in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/all-other-miscellaneous-retailers/texas/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/all-other-miscellaneous-retailers/texas/","title":"SBA loans to specialty retail shops in Texas","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"TX","name":"Texas"},"industry":{"naics":"459999","name":"All Other Miscellaneous Retailers","url":"/industries/all-other-miscellaneous-retailers/"},"loans":84,"dollars_approved":32260400,"measures":{"share_of_all_loans_pct":{"state":0.326,"national":0.375,"reading":"No clear gap"},"median_loan":{"state":150000,"national":150000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":66650,"p75":448000},"national":{"p25":50000,"p75":350000}},"startup_pct":{"state":16.7,"national":9.6,"reading":"No clear gap"},"new_pct":{"state":20.2,"national":24.3,"reading":"No clear gap"},"existing_pct":{"state":54.8,"national":56.5,"reading":"No clear gap"},"ownership_pct":{"state":8.3,"national":9.5,"reading":"No clear gap"},"express_pct":{"state":29.8,"national":46.6,"reading":"Clearly lower"},"loc_pct":{"state":27.4,"national":40.9,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express"],"top_lenders":{"Wells Fargo Bank":9,"JPMorgan Chase Bank":8,"Readycap Lending, LLC":6,"The Huntington National Bank":6,"BayFirst National Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}