{"citation":"SBA loans to fitness studios, event venues and other personal service businesses in New Jersey. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/all-other-personal-services/new-jersey/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/all-other-personal-services/new-jersey/","title":"SBA loans to fitness studios, event venues and other personal service businesses in New Jersey","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NJ","name":"New Jersey"},"industry":{"naics":"812990","name":"All Other Personal Services","url":"/industries/all-other-personal-services/"},"loans":78,"dollars_approved":19503100,"measures":{"share_of_all_loans_pct":{"state":0.693,"national":0.769,"reading":"No clear gap"},"median_loan":{"state":70000,"national":146150,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":25000,"p75":213500},"national":{"p25":50000,"p75":350000}},"startup_pct":{"state":16.7,"national":15.3,"reading":"No clear gap"},"new_pct":{"state":15.4,"national":16.9,"reading":"No clear gap"},"existing_pct":{"state":59.0,"national":57.0,"reading":"No clear gap"},"ownership_pct":{"state":6.4,"national":9.5,"reading":"No clear gap"},"express_pct":{"state":55.1,"national":34.4,"reading":"Clearly higher"},"loc_pct":{"state":41.0,"national":24.6,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.75}},"clear_gaps":["express","loc"],"top_lenders":{"TD Bank":18,"M&T Bank":9,"The Huntington National Bank":7,"JPMorgan Chase Bank":5,"Readycap Lending, LLC":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}