{"citation":"SBA loans to fitness studios, event venues and other personal service businesses in North Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/all-other-personal-services/north-carolina/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/all-other-personal-services/north-carolina/","title":"SBA loans to fitness studios, event venues and other personal service businesses in North Carolina","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NC","name":"North Carolina"},"industry":{"naics":"812990","name":"All Other Personal Services","url":"/industries/all-other-personal-services/"},"loans":66,"dollars_approved":43294100,"measures":{"share_of_all_loans_pct":{"state":0.851,"national":0.769,"reading":"No clear gap"},"median_loan":{"state":248500,"national":146150,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":124400,"p75":573500},"national":{"p25":50000,"p75":350000}},"startup_pct":{"state":25.8,"national":15.3,"reading":"No clear gap"},"new_pct":{"state":25.8,"national":16.9,"reading":"No clear gap"},"existing_pct":{"state":34.8,"national":57.0,"reading":"Clearly lower"},"ownership_pct":{"state":13.6,"national":9.5,"reading":"No clear gap"},"express_pct":{"state":31.8,"national":34.4,"reading":"No clear gap"},"loc_pct":{"state":27.3,"national":24.6,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["existing"],"top_lenders":{"The Huntington National Bank":12,"Wells Fargo Bank":9,"BayFirst National Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}