{"citation":"SBA loans to specialty professional and technical service firms in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/all-other-professional-scientific-technical-services/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/all-other-professional-scientific-technical-services/california/","title":"SBA loans to specialty professional and technical service firms in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"541990","name":"All Other Professional, Scientific, and Technical Services","url":"/industries/all-other-professional-scientific-technical-services/"},"loans":370,"dollars_approved":191934600,"measures":{"share_of_all_loans_pct":{"state":0.952,"national":0.815,"reading":"No clear gap"},"median_loan":{"state":225000,"national":200000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":100000,"p75":500000},"national":{"p25":77900,"p75":468000}},"startup_pct":{"state":2.2,"national":4.2,"reading":"No clear gap"},"new_pct":{"state":6.5,"national":9.8,"reading":"No clear gap"},"existing_pct":{"state":81.4,"national":73.8,"reading":"No clear gap"},"ownership_pct":{"state":9.2,"national":11.2,"reading":"No clear gap"},"express_pct":{"state":21.6,"national":34.1,"reading":"Clearly lower"},"loc_pct":{"state":17.8,"national":27.2,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express","loc"],"top_lenders":{"U.S. Bank":35,"Readycap Lending, LLC":30,"The Huntington National Bank":30,"BayFirst National Bank":23,"Live Oak Banking Company":21},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}