{"citation":"SBA loans to specialty professional and technical service firms in Massachusetts. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/all-other-professional-scientific-technical-services/massachusetts/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/all-other-professional-scientific-technical-services/massachusetts/","title":"SBA loans to specialty professional and technical service firms in Massachusetts","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MA","name":"Massachusetts"},"industry":{"naics":"541990","name":"All Other Professional, Scientific, and Technical Services","url":"/industries/all-other-professional-scientific-technical-services/"},"loans":114,"dollars_approved":23007500,"measures":{"share_of_all_loans_pct":{"state":1.325,"national":0.815,"reading":"Clearly higher"},"median_loan":{"state":75000,"national":200000,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":37750,"p75":237500},"national":{"p25":77900,"p75":468000}},"startup_pct":{"state":null,"national":4.2,"reading":"n/a"},"new_pct":{"state":14.0,"national":9.8,"reading":"No clear gap"},"existing_pct":{"state":73.7,"national":73.8,"reading":"No clear gap"},"ownership_pct":{"state":7.0,"national":11.2,"reading":"No clear gap"},"express_pct":{"state":64.9,"national":34.1,"reading":"Clearly higher"},"loc_pct":{"state":40.4,"national":27.2,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express","size","mix","share"],"top_lenders":{"Eastern Bank":46,"Rockland Trust Company":7,"Leader Bank":6,"Northeast Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}