{"citation":"SBA loans to paving, fencing, pool and other specialty contractors in New Jersey. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/all-other-specialty-trade-contractors/new-jersey/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/all-other-specialty-trade-contractors/new-jersey/","title":"SBA loans to paving, fencing, pool and other specialty contractors in New Jersey","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NJ","name":"New Jersey"},"industry":{"naics":"238990","name":"All Other Specialty Trade Contractors","url":"/industries/all-other-specialty-trade-contractors/"},"loans":128,"dollars_approved":41487800,"measures":{"share_of_all_loans_pct":{"state":1.138,"national":1.661,"reading":"No clear gap"},"median_loan":{"state":122500,"national":180000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":53750,"p75":304250},"national":{"p25":57700,"p75":492000}},"startup_pct":{"state":7.8,"national":9.5,"reading":"No clear gap"},"new_pct":{"state":12.5,"national":13.3,"reading":"No clear gap"},"existing_pct":{"state":77.3,"national":62.9,"reading":"Clearly higher"},"ownership_pct":{"state":null,"national":13.3,"reading":"n/a"},"express_pct":{"state":55.5,"national":48.1,"reading":"No clear gap"},"loc_pct":{"state":46.1,"national":37.2,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.5}},"clear_gaps":["existing"],"top_lenders":{"TD Bank":26,"M&T Bank":14,"The Huntington National Bank":12,"Northeast Bank":10,"JPMorgan Chase Bank":9},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}