{"citation":"SBA loans to paving, fencing, pool and other specialty contractors in North Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/all-other-specialty-trade-contractors/north-carolina/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/all-other-specialty-trade-contractors/north-carolina/","title":"SBA loans to paving, fencing, pool and other specialty contractors in North Carolina","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NC","name":"North Carolina"},"industry":{"naics":"238990","name":"All Other Specialty Trade Contractors","url":"/industries/all-other-specialty-trade-contractors/"},"loans":128,"dollars_approved":68889800,"measures":{"share_of_all_loans_pct":{"state":1.651,"national":1.661,"reading":"No clear gap"},"median_loan":{"state":300000,"national":180000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":150000,"p75":550875},"national":{"p25":57700,"p75":492000}},"startup_pct":{"state":16.4,"national":9.5,"reading":"No clear gap"},"new_pct":{"state":17.2,"national":13.3,"reading":"No clear gap"},"existing_pct":{"state":39.8,"national":62.9,"reading":"Clearly lower"},"ownership_pct":{"state":25.0,"national":13.3,"reading":"Clearly higher"},"express_pct":{"state":25.8,"national":48.1,"reading":"Clearly lower"},"loc_pct":{"state":22.7,"national":37.2,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.5}},"clear_gaps":["existing","express","loc"],"top_lenders":{"Live Oak Banking Company":11,"The Huntington National Bank":11,"Pinnacle Bank":10,"First Bank":7,"Readycap Lending, LLC":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}