{"citation":"SBA loans to paving, fencing, pool and other specialty contractors in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/all-other-specialty-trade-contractors/texas/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/all-other-specialty-trade-contractors/texas/","title":"SBA loans to paving, fencing, pool and other specialty contractors in Texas","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"TX","name":"Texas"},"industry":{"naics":"238990","name":"All Other Specialty Trade Contractors","url":"/industries/all-other-specialty-trade-contractors/"},"loans":322,"dollars_approved":184905500,"measures":{"share_of_all_loans_pct":{"state":1.25,"national":1.661,"reading":"No clear gap"},"median_loan":{"state":250000,"national":180000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":100000,"p75":500000},"national":{"p25":57700,"p75":492000}},"startup_pct":{"state":18.9,"national":9.5,"reading":"Clearly higher"},"new_pct":{"state":11.5,"national":13.3,"reading":"No clear gap"},"existing_pct":{"state":51.6,"national":62.9,"reading":"Clearly lower"},"ownership_pct":{"state":16.8,"national":13.3,"reading":"No clear gap"},"express_pct":{"state":33.5,"national":48.1,"reading":"Clearly lower"},"loc_pct":{"state":28.9,"national":37.2,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.5}},"clear_gaps":["express","startup"],"top_lenders":{"The Huntington National Bank":53,"Wells Fargo Bank":19,"JPMorgan Chase Bank":16,"Readycap Lending, LLC":16,"First Bank of the Lake":12},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}