# SBA loans to assisted living facilities and residential care homes in Arizona

**Short answer:** SBA's loan file shows 105 loans to assisted living facilities and residential care homes in Arizona since October 2019. 32.4% went to businesses two years old or younger, against 18.8% nationally. These 105 loans are 1.6% of Arizona's SBA loans, against 0.42% nationwide.

Canonical page: https://www.sbaexpress.loans/industries/assisted-living-facilities-for-the-elderly/arizona/
Data as of: 2026-06-30

These are the 105 SBA 7(a) loans to [assisted living facilities and residential care homes](https://www.sbaexpress.loans/industries/assisted-living-facilities-for-the-elderly/) in [Arizona](https://www.sbaexpress.loans/arizona-small-business-loans/) approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other.

## How Arizona differs from the U.S.

**What this means for you.** If yours is a new business, lenders in Arizona funded businesses two years old or younger more often here than lenders did nationally.

### Businesses two years old or younger

32.4% of the loans in Arizona went to businesses two years old or younger, against 18.8% nationally.

In business 2 years or less, share of loans, Oct 2019 to Jun 2026

- Arizona: 32.4%
- United States: 18.8%

### How common it is

Assisted living facilities and residential care homes made up 1.6% of the SBA loans approved in Arizona since October 2019, against 0.42% of loans nationwide. Its share here is 3.7 times its national share.

Share of all SBA loans, Oct 2019 to Jun 2026

- Arizona: 1.6%
- United States: 0.42%

We compared 9 measures with the national figure for the same period, and these are the 2 that differ clearly. The table compares every measure.

## Arizona next to the U.S.

**Arizona compared with all loans to assisted living facilities and residential care homes in the U.S., October 2019 to June 2026**

| Measure | Arizona | United States | Reading |
| --- | --- | --- | --- |
| Industry's share of all SBA loans | 1.6% | 0.42% | Clearly higher |
| Median loan | $780,000 | $845,000 | No clear gap |
| Middle half of loans | $468,000 to $1,360,000 | $350,000 to $1,631,000 | – |
| Startups (the loan opens the business) | 12.4% | 18.5% | No clear gap |
| In business 2 years or less | 32.4% | 18.8% | Clearly higher |
| In business more than 2 years | 26.7% | 38.0% | No clear gap |
| Change of ownership | 25.7% | 24.1% | No clear gap |
| SBA Express | 4.8% | 10.2% | No clear gap |
| Lines of credit | Fewer than 5 | 7.4% | No clear gap |
| Median term | 25 years | 25 years | – |
| Median spread over Prime at approval | 2 points over Prime | 2 points over Prime | – |

Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference.

## Who lends in Arizona

The 5 lenders below made 60 of the 105 loans approved October 2019 to June 2026, or 57.1%. A lender is listed when it has 5 or more of them, five at most.

**Top lenders in Arizona**

| Lender | Loans | Share here | U.S. share |
| --- | --- | --- | --- |
| [America First](https://www.sbaexpress.loans/sba-express-lenders/america-first/) | 20 | 19.0% | Not in top 5 |
| [Arizona Financial Credit Union](https://www.sbaexpress.loans/sba-express-lenders/arizona-financial-credit-union/) | 14 | 13.3% | Not in top 5 |
| [Alerus Financial](https://www.sbaexpress.loans/sba-express-lenders/alerus-financial/) | 9 | 8.6% | Not in top 5 |
| [Celtic Bank](https://www.sbaexpress.loans/sba-express-lenders/celtic-bank/) | 9 | 8.6% | 6.3% |
| [Live Oak Banking Company](https://www.sbaexpress.loans/sba-express-lenders/live-oak-banking-company/) | 8 | 7.6% | 11.0% |

Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry.

## Assisted living facilities and residential care homes in other states

Other states where these loans differ clearly from the national pattern, most loans first.

**Assisted living facilities and residential care homes by state**

| State | Loans since October 2019 |
| --- | --- |
| [California](https://www.sbaexpress.loans/industries/assisted-living-facilities-for-the-elderly/california/) | 304 |
| [Washington](https://www.sbaexpress.loans/industries/assisted-living-facilities-for-the-elderly/washington/) | 162 |
| [Texas](https://www.sbaexpress.loans/industries/assisted-living-facilities-for-the-elderly/texas/) | 100 |

## More industries in Arizona

Other industries in Arizona with a clear difference from the national pattern, most loans first.

**Other industries in Arizona**

| Industry | Loans since October 2019 |
| --- | --- |
| [Sit-down restaurants](https://www.sbaexpress.loans/industries/full-service-restaurants/arizona/) | 217 |
| [Fast-food, pizza and counter-service restaurants](https://www.sbaexpress.loans/industries/limited-service-restaurants/arizona/) | 187 |
| [Plumbing and HVAC companies](https://www.sbaexpress.loans/industries/plumbing-heating-air-conditioning-contractors/arizona/) | 161 |
| [Paving, fencing, pool and other specialty contractors](https://www.sbaexpress.loans/industries/all-other-specialty-trade-contractors/arizona/) | 151 |
| [Auto repair shops](https://www.sbaexpress.loans/industries/general-automotive-repair/arizona/) | 128 |
| [Physician practices](https://www.sbaexpress.loans/industries/offices-of-physicians/arizona/) | 123 |
| [Coffee shops, ice cream parlors, juice and tea bars and doughnut shops](https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/arizona/) | 114 |
| [Hair salons and beauty salons](https://www.sbaexpress.loans/industries/beauty-salons/arizona/) | 108 |

How to read this

Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/).

## Sources

- [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)
