{"citation":"SBA loans to collision repair and auto body shops in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/automotive-body-paint-interior-repair-maintenance/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/automotive-body-paint-interior-repair-maintenance/california/","title":"SBA loans to collision repair and auto body shops in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"811121","name":"Automotive Body, Paint, and Interior Repair and Maintenance","url":"/industries/automotive-body-paint-interior-repair-maintenance/"},"loans":275,"dollars_approved":234997300,"measures":{"share_of_all_loans_pct":{"state":0.707,"national":0.509,"reading":"No clear gap"},"median_loan":{"state":425200,"national":232050,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":146000,"p75":1335500},"national":{"p25":55000,"p75":720000}},"startup_pct":{"state":3.3,"national":9.8,"reading":"Clearly lower"},"new_pct":{"state":13.8,"national":15.3,"reading":"No clear gap"},"existing_pct":{"state":74.2,"national":60.4,"reading":"Clearly higher"},"ownership_pct":{"state":7.3,"national":13.0,"reading":"No clear gap"},"express_pct":{"state":24.4,"national":39.4,"reading":"Clearly lower"},"loc_pct":{"state":12.7,"national":27.5,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.5,"national":2.5}},"clear_gaps":["loc","express","existing","size"],"top_lenders":{"U.S. Bank":41,"Enterprise Bank & Trust":17,"Harvest Small Business Finance, LLC":17,"Live Oak Banking Company":13,"Wells Fargo Bank":11},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}