{"citation":"SBA loans to barber shops in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/barber-shops/texas/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/barber-shops/texas/","title":"SBA loans to barber shops in Texas","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"TX","name":"Texas"},"industry":{"naics":"812111","name":"Barber Shops","url":"/industries/barber-shops/"},"loans":61,"dollars_approved":18433500,"measures":{"share_of_all_loans_pct":{"state":0.237,"national":0.242,"reading":"No clear gap"},"median_loan":{"state":160600,"national":52300,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":85000,"p75":320000},"national":{"p25":25000,"p75":226000}},"startup_pct":{"state":44.3,"national":27.1,"reading":"No clear gap"},"new_pct":{"state":null,"national":17.9,"reading":"n/a"},"existing_pct":{"state":41.0,"national":50.9,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":2.9,"reading":"n/a"},"express_pct":{"state":18.0,"national":49.6,"reading":"Clearly lower"},"loc_pct":{"state":14.8,"national":27.6,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express","size"],"top_lenders":{"The Huntington National Bank":10,"Live Oak Banking Company":7},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}