{"citation":"SBA loans to hair salons and beauty salons in Massachusetts. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/beauty-salons/massachusetts/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/beauty-salons/massachusetts/","title":"SBA loans to hair salons and beauty salons in Massachusetts","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MA","name":"Massachusetts"},"industry":{"naics":"812112","name":"Beauty Salons","url":"/industries/beauty-salons/"},"loans":174,"dollars_approved":24807000,"measures":{"share_of_all_loans_pct":{"state":2.022,"national":1.405,"reading":"No clear gap"},"median_loan":{"state":53400,"national":80800,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":25000,"p75":123750},"national":{"p25":30000,"p75":250000}},"startup_pct":{"state":10.3,"national":18.9,"reading":"No clear gap"},"new_pct":{"state":18.4,"national":17.2,"reading":"No clear gap"},"existing_pct":{"state":62.1,"national":56.6,"reading":"No clear gap"},"ownership_pct":{"state":8.6,"national":6.2,"reading":"No clear gap"},"express_pct":{"state":71.8,"national":42.5,"reading":"Clearly higher"},"loc_pct":{"state":21.3,"national":22.5,"reading":"No clear gap"},"median_term_months":{"state":84,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express","mix"],"top_lenders":{"Eastern Bank":60,"TD Bank":23,"Salem Five Cents Savings Bank":7,"M&T Bank":6,"Webster Bank":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}