{"citation":"SBA loans to hair salons and beauty salons in New Jersey. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/beauty-salons/new-jersey/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/beauty-salons/new-jersey/","title":"SBA loans to hair salons and beauty salons in New Jersey","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NJ","name":"New Jersey"},"industry":{"naics":"812112","name":"Beauty Salons","url":"/industries/beauty-salons/"},"loans":187,"dollars_approved":34895400,"measures":{"share_of_all_loans_pct":{"state":1.662,"national":1.405,"reading":"No clear gap"},"median_loan":{"state":50000,"national":80800,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":25000,"p75":197500},"national":{"p25":30000,"p75":250000}},"startup_pct":{"state":17.1,"national":18.9,"reading":"No clear gap"},"new_pct":{"state":20.3,"national":17.2,"reading":"No clear gap"},"existing_pct":{"state":54.5,"national":56.6,"reading":"No clear gap"},"ownership_pct":{"state":6.4,"national":6.2,"reading":"No clear gap"},"express_pct":{"state":58.8,"national":42.5,"reading":"Clearly higher"},"loc_pct":{"state":39.0,"national":22.5,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.75}},"clear_gaps":["loc","express"],"top_lenders":{"TD Bank":61,"M&T Bank":30,"PNC Bank":15,"The Huntington National Bank":9,"Wilmington Savings Fund Society":8},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}