{"citation":"SBA loans for liquor stores under the 2017 NAICS code. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/beer-wine-liquor-stores/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/beer-wine-liquor-stores/","title":"SBA loans for liquor stores under the 2017 NAICS code","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); App. 17, Para. A.2 (p. 390); App. 17, Para. A.1 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SOP 50 10 8.1: Sec. B, Ch. 2, Para. B.5 (Para. B begins p. 126); 13 CFR § 120.214(d)(4)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"naics":"445310","industry":"Beer, Wine, and Liquor Stores","sector":"Retail Trade","as_of":"2026-06-30","basis":"all","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":25,"dollars":12048500,"median_amount":221000,"p25_amount":50000,"p75_amount":720000,"median_rate":10.5,"median_spread":2.88,"median_term":120,"express_share":44.0,"loc_share":36.0},"all":{"loans":1385,"dollars":1111068200,"median_amount":496800,"p25_amount":200000,"p75_amount":1000000,"median_rate":null,"median_spread":2.0,"median_term":120,"express_share":23.2,"loc_share":11.3},"chargeoff":{"cohort_loans":1320,"charged_off_loans":15,"rate_loans":1.1,"rate_dollars":0.2},"lenders":[{"name":"Hanmi Bank","loans":145,"url":"https://www.sbaexpress.loans/sba-express-lenders/hanmi-bank/"},{"name":"TD Bank","loans":56,"url":"https://www.sbaexpress.loans/sba-express-lenders/td-bank/"},{"name":"Metro City Bank","loans":52,"url":"https://www.sbaexpress.loans/sba-express-lenders/metro-city-bank/"},{"name":"The Huntington National Bank","loans":52,"url":"https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/"},{"name":"Provident Bank","loans":41,"url":"https://www.sbaexpress.loans/sba-express-lenders/provident-bank/"}],"states":[{"name":"California","loans":245,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"Colorado","loans":148,"url":"https://www.sbaexpress.loans/colorado-small-business-loans/"},{"name":"New York","loans":117,"url":"https://www.sbaexpress.loans/new-york-small-business-loans/"},{"name":"Georgia","loans":109,"url":"https://www.sbaexpress.loans/georgia-small-business-loans/"},{"name":"New Jersey","loans":108,"url":"https://www.sbaexpress.loans/new-jersey-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":152,"share_pct":11.0},{"size_band":"$50,001 to $150,000","loans":158,"share_pct":11.4},{"size_band":"$150,001 to $350,000","loans":237,"share_pct":17.1},{"size_band":"$350,001 to $500,000","loans":160,"share_pct":11.6},{"size_band":"$500,001 to $1,000,000","loans":341,"share_pct":24.6},{"size_band":"$1,000,001 to $2,000,000","loans":213,"share_pct":15.4},{"size_band":"Over $2,000,000","loans":124,"share_pct":9.0}]}}