{"citation":"SBA loans to liquor stores in New York under the 2017 NAICS code. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/beer-wine-liquor-stores/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/beer-wine-liquor-stores/new-york/","title":"SBA loans to liquor stores in New York under the 2017 NAICS code","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"445310","name":"Beer, Wine, and Liquor Stores","url":"/industries/beer-wine-liquor-stores/"},"loans":117,"dollars_approved":49888900,"measures":{"share_of_all_loans_pct":{"state":0.567,"national":0.409,"reading":"No clear gap"},"median_loan":{"state":240000,"national":496800,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":60000,"p75":500000},"national":{"p25":200000,"p75":1000000}},"startup_pct":{"state":14.5,"national":11.3,"reading":"No clear gap"},"new_pct":{"state":12.0,"national":15.3,"reading":"No clear gap"},"existing_pct":{"state":44.4,"national":36.5,"reading":"No clear gap"},"ownership_pct":{"state":27.4,"national":34.9,"reading":"No clear gap"},"express_pct":{"state":44.4,"national":23.2,"reading":"Clearly higher"},"loc_pct":{"state":25.6,"national":11.3,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.5,"national":2.0}},"clear_gaps":["express","loc","size"],"top_lenders":{"Provident Bank":30,"TD Bank":19,"M&T Bank":18,"JPMorgan Chase Bank":5,"KeyBank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}