{"citation":"SBA loans to breweries in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/breweries/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/breweries/new-york/","title":"SBA loans to breweries in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"312120","name":"Breweries","url":"/industries/breweries/"},"loans":69,"dollars_approved":30937600,"measures":{"share_of_all_loans_pct":{"state":0.335,"national":0.328,"reading":"No clear gap"},"median_loan":{"state":150000,"national":300000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":60000,"p75":350000},"national":{"p25":100000,"p75":686600}},"startup_pct":{"state":36.2,"national":34.7,"reading":"No clear gap"},"new_pct":{"state":8.7,"national":13.3,"reading":"No clear gap"},"existing_pct":{"state":46.4,"national":47.7,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":3.2,"reading":"n/a"},"express_pct":{"state":55.1,"national":31.2,"reading":"Clearly higher"},"loc_pct":{"state":27.5,"national":17.2,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.5,"national":2.25}},"clear_gaps":["express"],"top_lenders":{"M&T Bank":20,"NBT Bank":7,"New York Business Development":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}