{"citation":"SBA loans to car washes and detailing businesses in New Jersey. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/car-washes/new-jersey/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/car-washes/new-jersey/","title":"SBA loans to car washes and detailing businesses in New Jersey","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NJ","name":"New Jersey"},"industry":{"naics":"811192","name":"Car Washes","url":"/industries/car-washes/"},"loans":55,"dollars_approved":50994300,"measures":{"share_of_all_loans_pct":{"state":0.489,"national":0.457,"reading":"No clear gap"},"median_loan":{"state":525000,"national":693000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":35000,"p75":1447500},"national":{"p25":150000,"p75":2368200}},"startup_pct":{"state":18.2,"national":23.5,"reading":"No clear gap"},"new_pct":{"state":27.3,"national":21.6,"reading":"No clear gap"},"existing_pct":{"state":36.4,"national":35.5,"reading":"No clear gap"},"ownership_pct":{"state":16.4,"national":18.2,"reading":"No clear gap"},"express_pct":{"state":40.0,"national":20.9,"reading":"Clearly higher"},"loc_pct":{"state":32.7,"national":12.3,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":300},"median_spread_over_prime_points":{"state":2.5,"national":2.0}},"clear_gaps":["loc","express"],"top_lenders":{"TD Bank":12,"New Millennium Bank":5,"Provident Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}