{"citation":"SBA loans to child care centers and preschools in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/child-care-services/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/child-care-services/california/","title":"SBA loans to child care centers and preschools in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"624410","name":"Child Care Services","url":"/industries/child-care-services/"},"loans":386,"dollars_approved":354454200,"measures":{"share_of_all_loans_pct":{"state":0.993,"national":1.414,"reading":"No clear gap"},"median_loan":{"state":497500,"national":449500,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":150000,"p75":1246525},"national":{"p25":140600,"p75":996425}},"startup_pct":{"state":13.0,"national":26.7,"reading":"Clearly lower"},"new_pct":{"state":15.8,"national":16.9,"reading":"No clear gap"},"existing_pct":{"state":59.6,"national":42.9,"reading":"Clearly higher"},"ownership_pct":{"state":11.1,"national":12.6,"reading":"No clear gap"},"express_pct":{"state":14.8,"national":20.8,"reading":"No clear gap"},"loc_pct":{"state":8.5,"national":13.2,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.5,"national":2.25}},"clear_gaps":["existing"],"top_lenders":{"U.S. Bank":48,"Live Oak Banking Company":23,"Wells Fargo Bank":21,"Readycap Lending, LLC":16,"KeyPoint CU":15},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}