{"citation":"SBA loans to child care centers and preschools in North Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/child-care-services/north-carolina/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/child-care-services/north-carolina/","title":"SBA loans to child care centers and preschools in North Carolina","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NC","name":"North Carolina"},"industry":{"naics":"624410","name":"Child Care Services","url":"/industries/child-care-services/"},"loans":125,"dollars_approved":155095400,"measures":{"share_of_all_loans_pct":{"state":1.612,"national":1.414,"reading":"No clear gap"},"median_loan":{"state":689000,"national":449500,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":328500,"p75":1298500},"national":{"p25":140600,"p75":996425}},"startup_pct":{"state":30.4,"national":26.7,"reading":"No clear gap"},"new_pct":{"state":16.0,"national":16.9,"reading":"No clear gap"},"existing_pct":{"state":34.4,"national":42.9,"reading":"No clear gap"},"ownership_pct":{"state":18.4,"national":12.6,"reading":"No clear gap"},"express_pct":{"state":5.6,"national":20.8,"reading":"Clearly lower"},"loc_pct":{"state":null,"national":13.2,"reading":"Clearly lower"},"median_term_months":{"state":129,"national":120},"median_spread_over_prime_points":{"state":2.25,"national":2.25}},"clear_gaps":["express","loc"],"top_lenders":{"Live Oak Banking Company":10,"Readycap Lending, LLC":6,"TowneBank":6,"Bank of America":5,"Pinnacle Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}