{"citation":"SBA loans to child care centers and preschools in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/child-care-services/texas/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/child-care-services/texas/","title":"SBA loans to child care centers and preschools in Texas","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"TX","name":"Texas"},"industry":{"naics":"624410","name":"Child Care Services","url":"/industries/child-care-services/"},"loans":551,"dollars_approved":720782900,"measures":{"share_of_all_loans_pct":{"state":2.139,"national":1.414,"reading":"Clearly higher"},"median_loan":{"state":663000,"national":449500,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":300000,"p75":1679000},"national":{"p25":140600,"p75":996425}},"startup_pct":{"state":39.6,"national":26.7,"reading":"Clearly higher"},"new_pct":{"state":18.9,"national":16.9,"reading":"No clear gap"},"existing_pct":{"state":27.6,"national":42.9,"reading":"Clearly lower"},"ownership_pct":{"state":14.0,"national":12.6,"reading":"No clear gap"},"express_pct":{"state":8.9,"national":20.8,"reading":"Clearly lower"},"loc_pct":{"state":6.9,"national":13.2,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.0,"national":2.25}},"clear_gaps":["express","existing","size","share"],"top_lenders":{"The Huntington National Bank":42,"Readycap Lending, LLC":40,"Live Oak Banking Company":34,"Wells Fargo Bank":23,"Bank Five Nine":20},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}