{"citation":"SBA loans to clothing and accessories wholesalers in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/clothing-clothing-accessories-merchant-wholesalers/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/clothing-clothing-accessories-merchant-wholesalers/california/","title":"SBA loans to clothing and accessories wholesalers in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"424350","name":"Clothing and Clothing Accessories Merchant Wholesalers","url":"/industries/clothing-clothing-accessories-merchant-wholesalers/"},"loans":180,"dollars_approved":108792000,"measures":{"share_of_all_loans_pct":{"state":0.463,"national":0.127,"reading":"Clearly higher"},"median_loan":{"state":243500,"national":164400,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":141250,"p75":500000},"national":{"p25":93400,"p75":356000}},"startup_pct":{"state":2.8,"national":4.2,"reading":"No clear gap"},"new_pct":{"state":8.3,"national":13.5,"reading":"No clear gap"},"existing_pct":{"state":87.8,"national":80.2,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":2.1,"reading":"n/a"},"express_pct":{"state":44.4,"national":46.6,"reading":"No clear gap"},"loc_pct":{"state":15.0,"national":28.2,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.5,"national":2.75}},"clear_gaps":["loc","share"],"top_lenders":{"Bank of Hope":53,"JPMorgan Chase Bank":13,"City National Bank":9,"Lendistry SBLC, LLC":9,"BayFirst National Bank":8},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}