{"citation":"SBA loans to clothing and accessories stores in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/clothing-clothing-accessories-retailers/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/clothing-clothing-accessories-retailers/california/","title":"SBA loans to clothing and accessories stores in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"458110","name":"Clothing and Clothing Accessories Retailers","url":"/industries/clothing-clothing-accessories-retailers/"},"loans":219,"dollars_approved":65422900,"measures":{"share_of_all_loans_pct":{"state":0.563,"national":0.584,"reading":"No clear gap"},"median_loan":{"state":150000,"national":104000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":50000,"p75":307500},"national":{"p25":45000,"p75":259650}},"startup_pct":{"state":4.1,"national":12.8,"reading":"Clearly lower"},"new_pct":{"state":14.6,"national":18.3,"reading":"No clear gap"},"existing_pct":{"state":74.4,"national":62.6,"reading":"Clearly higher"},"ownership_pct":{"state":6.4,"national":6.2,"reading":"No clear gap"},"express_pct":{"state":30.1,"national":40.5,"reading":"Clearly lower"},"loc_pct":{"state":17.4,"national":29.8,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.5,"national":2.75}},"clear_gaps":["startup","loc","express"],"top_lenders":{"U.S. Bank":32,"Lendistry SBLC, LLC":24,"BayFirst National Bank":15,"Wells Fargo Bank":15,"Celtic Bank":13},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}