{"citation":"SBA loans to commercial building contractors in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/commercial-institutional-building-construction/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/commercial-institutional-building-construction/california/","title":"SBA loans to commercial building contractors in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"236220","name":"Commercial and Institutional Building Construction","url":"/industries/commercial-institutional-building-construction/"},"loans":271,"dollars_approved":132147600,"measures":{"share_of_all_loans_pct":{"state":0.697,"national":0.619,"reading":"No clear gap"},"median_loan":{"state":200000,"national":175000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":100000,"p75":500000},"national":{"p25":75000,"p75":400000}},"startup_pct":{"state":null,"national":2.7,"reading":"n/a"},"new_pct":{"state":14.0,"national":13.9,"reading":"No clear gap"},"existing_pct":{"state":83.4,"national":77.9,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":4.4,"reading":"n/a"},"express_pct":{"state":48.3,"national":60.9,"reading":"Clearly lower"},"loc_pct":{"state":41.0,"national":53.2,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express","loc"],"top_lenders":{"U.S. Bank":54,"JPMorgan Chase Bank":49,"BayFirst National Bank":14,"Northeast Bank":14,"Celtic Bank":10},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}