{"citation":"SBA loans to convenience stores in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/convenience-retailers/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/convenience-retailers/california/","title":"SBA loans to convenience stores in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"445131","name":"Convenience Retailers","url":"/industries/convenience-retailers/"},"loans":100,"dollars_approved":51691600,"measures":{"share_of_all_loans_pct":{"state":0.513,"national":0.384,"reading":"No clear gap"},"median_loan":{"state":356750,"national":210000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":100000,"p75":723000},"national":{"p25":50000,"p75":670650}},"startup_pct":{"state":6.0,"national":10.8,"reading":"No clear gap"},"new_pct":{"state":22.0,"national":18.3,"reading":"No clear gap"},"existing_pct":{"state":46.0,"national":49.9,"reading":"No clear gap"},"ownership_pct":{"state":26.0,"national":21.0,"reading":"No clear gap"},"express_pct":{"state":21.0,"national":36.0,"reading":"Clearly lower"},"loc_pct":{"state":7.0,"national":25.8,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.25,"national":2.25}},"clear_gaps":["loc","express"],"top_lenders":{"U.S. Bank":17,"Bank of Hope":8,"American Continental Bank":6,"Open Bank":6,"Celtic Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}