{"citation":"SBA loans to convenience stores in California under the 2017 NAICS code. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/convenience-stores/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/convenience-stores/california/","title":"SBA loans to convenience stores in California under the 2017 NAICS code","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"445120","name":"Convenience Stores","url":"/industries/convenience-stores/"},"loans":178,"dollars_approved":102378500,"measures":{"share_of_all_loans_pct":{"state":0.458,"national":0.192,"reading":"Clearly higher"},"median_loan":{"state":368900,"national":350000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":259000,"p75":753250},"national":{"p25":110075,"p75":678000}},"startup_pct":{"state":null,"national":9.5,"reading":"n/a"},"new_pct":{"state":6.7,"national":12.6,"reading":"No clear gap"},"existing_pct":{"state":53.9,"national":48.5,"reading":"No clear gap"},"ownership_pct":{"state":37.1,"national":26.2,"reading":"Clearly higher"},"express_pct":{"state":7.9,"national":30.0,"reading":"Clearly lower"},"loc_pct":{"state":2.8,"national":15.1,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.0,"national":2.0}},"clear_gaps":["mix","express","loc","ownership","share"],"top_lenders":{"Commonwealth Business Bank":81,"West Coast Community Bank":8,"Plumas Bank":6,"U.S. Bank":6,"Hanmi Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}