{"citation":"SBA loans for convenience stores under the 2017 NAICS code. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/convenience-stores/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/convenience-stores/","title":"SBA loans for convenience stores under the 2017 NAICS code","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); App. 17, Para. A.2 (p. 390); App. 17, Para. A.1 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SOP 50 10 8.1: App. 18, Para. A.2 (p. 395); 13 CFR § 120.214(d)(3)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"naics":"445120","industry":"Convenience Stores","sector":"Retail Trade","as_of":"2026-06-30","basis":"all","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":13,"dollars":2459500,"median_amount":50000,"p25_amount":25000,"p75_amount":197000,"median_rate":11.5,"median_spread":3.0,"median_term":120,"express_share":69.2,"loc_share":69.2},"all":{"loans":650,"dollars":320935600,"median_amount":350000,"p25_amount":110075,"p75_amount":678000,"median_rate":null,"median_spread":2.0,"median_term":120,"express_share":30.0,"loc_share":15.1},"chargeoff":{"cohort_loans":616,"charged_off_loans":13,"rate_loans":2.1,"rate_dollars":0.2},"lenders":[{"name":"Commonwealth Business Bank","loans":94,"url":"https://www.sbaexpress.loans/sba-express-lenders/commonwealth-business-bank/"},{"name":"TD Bank","loans":39,"url":"https://www.sbaexpress.loans/sba-express-lenders/td-bank/"},{"name":"The Huntington National Bank","loans":39,"url":"https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/"},{"name":"Hanmi Bank","loans":22,"url":"https://www.sbaexpress.loans/sba-express-lenders/hanmi-bank/"},{"name":"U.S. Bank","loans":17,"url":"https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/"}],"states":[{"name":"California","loans":178,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"Washington","loans":51,"url":"https://www.sbaexpress.loans/washington-small-business-loans/"},{"name":"Texas","loans":42,"url":"https://www.sbaexpress.loans/texas-small-business-loans/"},{"name":"New York","loans":33,"url":"https://www.sbaexpress.loans/new-york-small-business-loans/"},{"name":"Ohio","loans":32,"url":"https://www.sbaexpress.loans/ohio-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":127,"share_pct":19.5},{"size_band":"$50,001 to $150,000","loans":67,"share_pct":10.3},{"size_band":"$150,001 to $350,000","loans":147,"share_pct":22.6},{"size_band":"$350,001 to $500,000","loans":79,"share_pct":12.2},{"size_band":"$500,001 to $1,000,000","loans":147,"share_pct":22.6},{"size_band":"$1,000,001 to $2,000,000","loans":71,"share_pct":10.9},{"size_band":"Over $2,000,000","loans":12,"share_pct":1.8}]}}