{"citation":"SBA loans to beauty supply stores in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/cosmetics-beauty-supplies-perfume-retailers/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/cosmetics-beauty-supplies-perfume-retailers/new-york/","title":"SBA loans to beauty supply stores in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"456120","name":"Cosmetics, Beauty Supplies, and Perfume Retailers","url":"/industries/cosmetics-beauty-supplies-perfume-retailers/"},"loans":69,"dollars_approved":15423700,"measures":{"share_of_all_loans_pct":{"state":0.335,"national":0.194,"reading":"Clearly higher"},"median_loan":{"state":100000,"national":150000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":35200,"p75":150000},"national":{"p25":50000,"p75":350000}},"startup_pct":{"state":null,"national":12.7,"reading":"n/a"},"new_pct":{"state":21.7,"national":18.8,"reading":"No clear gap"},"existing_pct":{"state":73.9,"national":61.7,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":6.6,"reading":"n/a"},"express_pct":{"state":53.6,"national":34.8,"reading":"Clearly higher"},"loc_pct":{"state":40.6,"national":23.8,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.75}},"clear_gaps":["express","share"],"top_lenders":{"TD Bank":14,"M&T Bank":13,"Lendistry SBLC, LLC":8},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}