{"citation":"SBA loans for beauty supply stores under the 2017 NAICS code. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/cosmetics-beauty-supplies-perfume-stores/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/cosmetics-beauty-supplies-perfume-stores/","title":"SBA loans for beauty supply stores under the 2017 NAICS code","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); App. 17, Para. B.3 (Para. B begins p. 391); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); App. 17, Para. A.2 (p. 390); App. 17, Para. A.1 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SOP 50 10 8.1: App. 18, Para. A.2 (p. 395); 13 CFR § 120.214(d)(2)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"naics":"446120","industry":"Cosmetics, Beauty Supplies, and Perfume Stores","sector":"Retail Trade","as_of":"2026-06-30","basis":"all","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":15,"dollars":1748500,"median_amount":40000,"p25_amount":25000,"p75_amount":65000,"median_rate":11.5,"median_spread":3.25,"median_term":120,"express_share":73.3,"loc_share":60.0},"all":{"loans":267,"dollars":103882800,"median_amount":150000,"p25_amount":37500,"p75_amount":362500,"median_rate":null,"median_spread":2.5,"median_term":120,"express_share":49.8,"loc_share":25.5},"chargeoff":{"cohort_loans":235,"charged_off_loans":19,"rate_loans":8.1,"rate_dollars":1.2},"lenders":[{"name":"TD Bank","loans":23,"url":"https://www.sbaexpress.loans/sba-express-lenders/td-bank/"},{"name":"Bank of Hope","loans":22,"url":"https://www.sbaexpress.loans/sba-express-lenders/bank-of-hope/"},{"name":"U.S. Bank","loans":22,"url":"https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/"},{"name":"The Huntington National Bank","loans":19,"url":"https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/"},{"name":"M&T Bank","loans":12,"url":"https://www.sbaexpress.loans/sba-express-lenders/m-and-t-bank/"}],"states":[{"name":"California","loans":35,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"Texas","loans":33,"url":"https://www.sbaexpress.loans/texas-small-business-loans/"},{"name":"New York","loans":30,"url":"https://www.sbaexpress.loans/new-york-small-business-loans/"},{"name":"Georgia","loans":20,"url":"https://www.sbaexpress.loans/georgia-small-business-loans/"},{"name":"Ohio","loans":16,"url":"https://www.sbaexpress.loans/ohio-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":90,"share_pct":33.7},{"size_band":"$50,001 to $150,000","loans":55,"share_pct":20.6},{"size_band":"$150,001 to $350,000","loans":54,"share_pct":20.2},{"size_band":"$350,001 to $500,000","loans":19,"share_pct":7.1},{"size_band":"$500,001 to $1,000,000","loans":22,"share_pct":8.2},{"size_band":"$1,000,001 to $2,000,000","loans":16,"share_pct":6.0},{"size_band":"Over $2,000,000","loans":11,"share_pct":4.1}]}}