# SBA loans to couriers and delivery service companies in Minnesota **Short answer:** SBA's loan file shows 66 loans to couriers and delivery service companies in Minnesota since October 2019. BankVista made 59.1% of them, well above its share nationally and across all loans in Minnesota. 54.5% financed a change of ownership, against 26.2% nationally. Canonical page: https://www.sbaexpress.loans/industries/couriers-express-delivery-services/minnesota/ Data as of: 2026-06-30 These are the 66 SBA 7(a) loans to [couriers and delivery service companies](https://www.sbaexpress.loans/industries/couriers-express-delivery-services/) in [Minnesota](https://www.sbaexpress.loans/minnesota-small-business-loans/) approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other. ## How Minnesota differs from the U.S. **What this means for you.** One lender made a large share of these loans in Minnesota, so compare more than one lender before you apply. ### Lender concentration [BankVista](https://www.sbaexpress.loans/sba-express-lenders/bankvista/) made 59.1% of these loans (39 of 66). It is not among the five lenders with the most loans to couriers and delivery service companies nationally. It made 5.4% of all SBA loans in Minnesota. ### Change of ownership 54.5% of the loans in Minnesota financed a change of ownership, against 26.2% nationally. Change of ownership, share of loans, Oct 2019 to Jun 2026 - Minnesota: 54.5% - United States: 26.2% ### How common it is Couriers and delivery service companies made up 0.69% of the SBA loans approved in Minnesota since October 2019, against 0.30% of loans nationwide. Its share here is 2.3 times its national share. Share of all SBA loans, Oct 2019 to Jun 2026 - Minnesota: 0.69% - United States: 0.30% We compared 9 measures with the national figure for the same period, and these are the 3 that differ clearly. The table compares every measure. ## Minnesota next to the U.S. **Minnesota compared with all loans to couriers and delivery service companies in the U.S., October 2019 to June 2026** | Measure | Minnesota | United States | Reading | | --- | --- | --- | --- | | Industry's share of all SBA loans | 0.69% | 0.30% | Clearly higher | | Median loan | $546,600 | $323,250 | No clear gap | | Middle half of loans | $110,000 to $959,200 | $75,000 to $840,000 | – | | Startups (the loan opens the business) | 0.0% | 9.4% | No clear gap | | In business 2 years or less | 19.7% | 25.6% | No clear gap | | In business more than 2 years | 22.7% | 37.2% | No clear gap | | Change of ownership | 54.5% | 26.2% | Clearly higher | | SBA Express | 33.3% | 36.5% | No clear gap | | Lines of credit | 25.8% | 25.3% | No clear gap | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 2 points over Prime | 2.75 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## Who lends in Minnesota The 2 lenders below made 45 of the 66 loans approved October 2019 to June 2026, or 68.2%. A lender is listed when it has 5 or more of them, five at most. **Top lenders in Minnesota** | Lender | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [BankVista](https://www.sbaexpress.loans/sba-express-lenders/bankvista/) | 39 | 59.1% | Not in top 5 | | [Falcon National Bank](https://www.sbaexpress.loans/sba-express-lenders/falcon-national-bank/) | 6 | 9.1% | 4.4% | Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry. ## Couriers and delivery service companies in other states Other states where these loans differ clearly from the national pattern, most loans first. **Couriers and delivery service companies by state** | State | Loans since October 2019 | | --- | --- | | [New York](https://www.sbaexpress.loans/industries/couriers-express-delivery-services/new-york/) | 58 | ## More industries in Minnesota Other industries in Minnesota with a clear difference from the national pattern, most loans first. **Other industries in Minnesota** | Industry | Loans since October 2019 | | --- | --- | | [Landscaping and lawn care companies](https://www.sbaexpress.loans/industries/landscaping-services/minnesota/) | 211 | | [Chiropractic practices](https://www.sbaexpress.loans/industries/offices-of-chiropractors/minnesota/) | 180 | | [Home remodeling contractors](https://www.sbaexpress.loans/industries/residential-remodelers/minnesota/) | 158 | | [Local trucking companies](https://www.sbaexpress.loans/industries/general-freight-trucking-local/minnesota/) | 135 | | [Home health and home care agencies](https://www.sbaexpress.loans/industries/home-health-care-services/minnesota/) | 131 | | [Electrical contractors](https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/minnesota/) | 111 | | [Dump truck and local bulk hauling companies](https://www.sbaexpress.loans/industries/specialized-freight-trucking-local/minnesota/) | 99 | | [Long-haul truckload carriers](https://www.sbaexpress.loans/industries/general-freight-trucking-long-distance-truckload/minnesota/) | 79 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)