{"citation":"SBA loans to couriers and delivery service companies in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/couriers-express-delivery-services/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/couriers-express-delivery-services/new-york/","title":"SBA loans to couriers and delivery service companies in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"492110","name":"Couriers and Express Delivery Services","url":"/industries/couriers-express-delivery-services/"},"loans":58,"dollars_approved":14325000,"measures":{"share_of_all_loans_pct":{"state":0.281,"national":0.299,"reading":"No clear gap"},"median_loan":{"state":100000,"national":323250,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":25000,"p75":317500},"national":{"p25":75000,"p75":840000}},"startup_pct":{"state":null,"national":9.4,"reading":"n/a"},"new_pct":{"state":29.3,"national":25.6,"reading":"No clear gap"},"existing_pct":{"state":60.3,"national":37.2,"reading":"Clearly higher"},"ownership_pct":{"state":null,"national":26.2,"reading":"n/a"},"express_pct":{"state":70.7,"national":36.5,"reading":"Clearly higher"},"loc_pct":{"state":50.0,"national":25.3,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.75}},"clear_gaps":["express","loc","size","existing"],"top_lenders":{"TD Bank":17,"JPMorgan Chase Bank":9,"M&T Bank":9},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}