{"citation":"SBA loans to custom software development firms in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/custom-computer-programming-services/texas/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/custom-computer-programming-services/texas/","title":"SBA loans to custom software development firms in Texas","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"recent","from":"2023-10-01","to":"2026-06-30"},"state":{"code":"TX","name":"Texas"},"industry":{"naics":"541511","name":"Custom Computer Programming Services","url":"/industries/custom-computer-programming-services/"},"loans":75,"dollars_approved":42690300,"measures":{"share_of_all_loans_pct":{"state":0.59,"national":0.517,"reading":"No clear gap"},"median_loan":{"state":202700,"national":185000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":145000,"p75":403500},"national":{"p25":93500,"p75":354300}},"startup_pct":{"state":null,"national":4.3,"reading":"n/a"},"new_pct":{"state":null,"national":12.6,"reading":"n/a"},"existing_pct":{"state":82.7,"national":78.7,"reading":"No clear gap"},"ownership_pct":{"state":8.0,"national":3.9,"reading":"No clear gap"},"express_pct":{"state":16.0,"national":36.9,"reading":"Clearly lower"},"loc_pct":{"state":13.3,"national":30.3,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":3.0}},"clear_gaps":["express","loc"],"top_lenders":{"Newtek Bank":11,"Lendistry SBLC, LLC":8,"Northeast Bank":7,"BayFirst National Bank":5,"Readycap Lending, LLC":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}