{"citation":"SBA loans to bars, taverns, taprooms and wine bars in Ohio. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/drinking-places/ohio/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/drinking-places/ohio/","title":"SBA loans to bars, taverns, taprooms and wine bars in Ohio","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"OH","name":"Ohio"},"industry":{"naics":"722410","name":"Drinking Places (Alcoholic Beverages)","url":"/industries/drinking-places/"},"loans":154,"dollars_approved":42700300,"measures":{"share_of_all_loans_pct":{"state":0.796,"national":0.578,"reading":"No clear gap"},"median_loan":{"state":128400,"national":241500,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":50000,"p75":314850},"national":{"p25":80000,"p75":576100}},"startup_pct":{"state":38.3,"national":33.9,"reading":"No clear gap"},"new_pct":{"state":7.1,"national":14.4,"reading":"No clear gap"},"existing_pct":{"state":45.5,"national":37.9,"reading":"No clear gap"},"ownership_pct":{"state":7.8,"national":12.3,"reading":"No clear gap"},"express_pct":{"state":45.5,"national":29.8,"reading":"Clearly higher"},"loc_pct":{"state":34.4,"national":17.5,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.05,"national":2.5}},"clear_gaps":["loc","size","express"],"top_lenders":{"The Huntington National Bank":94,"KeyBank":8,"First Commonwealth Bank":5,"German American Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}