{"citation":"SBA loans to bars, taverns, taprooms and wine bars in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/drinking-places/texas/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/drinking-places/texas/","title":"SBA loans to bars, taverns, taprooms and wine bars in Texas","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"TX","name":"Texas"},"industry":{"naics":"722410","name":"Drinking Places (Alcoholic Beverages)","url":"/industries/drinking-places/"},"loans":104,"dollars_approved":74393700,"measures":{"share_of_all_loans_pct":{"state":0.404,"national":0.578,"reading":"No clear gap"},"median_loan":{"state":299500,"national":241500,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":150000,"p75":1014100},"national":{"p25":80000,"p75":576100}},"startup_pct":{"state":43.3,"national":33.9,"reading":"No clear gap"},"new_pct":{"state":16.3,"national":14.4,"reading":"No clear gap"},"existing_pct":{"state":27.9,"national":37.9,"reading":"No clear gap"},"ownership_pct":{"state":9.6,"national":12.3,"reading":"No clear gap"},"express_pct":{"state":15.4,"national":29.8,"reading":"Clearly lower"},"loc_pct":{"state":10.6,"national":17.5,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.5,"national":2.5}},"clear_gaps":["express"],"top_lenders":{"The Huntington National Bank":11,"Newtek Bank":7,"Frost Bank":6,"LiftFund":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}