{"citation":"SBA loans to drycleaners and laundry services in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/drycleaning-laundry-services/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/drycleaning-laundry-services/new-york/","title":"SBA loans to drycleaners and laundry services in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"812320","name":"Drycleaning and Laundry Services (except Coin-Operated)","url":"/industries/drycleaning-laundry-services/"},"loans":72,"dollars_approved":17077200,"measures":{"share_of_all_loans_pct":{"state":0.349,"national":0.233,"reading":"No clear gap"},"median_loan":{"state":100000,"national":261000,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":41000,"p75":291000},"national":{"p25":82000,"p75":535000}},"startup_pct":{"state":null,"national":9.0,"reading":"n/a"},"new_pct":{"state":15.3,"national":18.1,"reading":"No clear gap"},"existing_pct":{"state":58.3,"national":45.0,"reading":"No clear gap"},"ownership_pct":{"state":18.1,"national":27.0,"reading":"No clear gap"},"express_pct":{"state":50.0,"national":27.9,"reading":"Clearly higher"},"loc_pct":{"state":37.5,"national":17.4,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.34}},"clear_gaps":["size","loc","express"],"top_lenders":{"TD Bank":15,"M&T Bank":9,"New Millennium Bank":8},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}