{"citation":"SBA loans to drywall and insulation contractors in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/drywall-insulation-contractors/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/drywall-insulation-contractors/california/","title":"SBA loans to drywall and insulation contractors in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"238310","name":"Drywall and Insulation Contractors","url":"/industries/drywall-insulation-contractors/"},"loans":70,"dollars_approved":22997500,"measures":{"share_of_all_loans_pct":{"state":0.18,"national":0.292,"reading":"Clearly lower"},"median_loan":{"state":182500,"national":150000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":76250,"p75":350000},"national":{"p25":50000,"p75":345000}},"startup_pct":{"state":12.9,"national":25.5,"reading":"No clear gap"},"new_pct":{"state":null,"national":12.6,"reading":"n/a"},"existing_pct":{"state":78.6,"national":55.9,"reading":"Clearly higher"},"ownership_pct":{"state":null,"national":4.9,"reading":"n/a"},"express_pct":{"state":51.4,"national":54.4,"reading":"No clear gap"},"loc_pct":{"state":40.0,"national":42.0,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.12,"national":2.75}},"clear_gaps":["existing","share"],"top_lenders":{"U.S. Bank":18,"JPMorgan Chase Bank":10,"The Huntington National Bank":6,"CDC Small Business Finance":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}