{"citation":"SBA loans to drywall and insulation contractors in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/drywall-insulation-contractors/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/drywall-insulation-contractors/new-york/","title":"SBA loans to drywall and insulation contractors in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"238310","name":"Drywall and Insulation Contractors","url":"/industries/drywall-insulation-contractors/"},"loans":55,"dollars_approved":13884300,"measures":{"share_of_all_loans_pct":{"state":0.267,"national":0.292,"reading":"No clear gap"},"median_loan":{"state":100000,"national":150000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":50000,"p75":150000},"national":{"p25":50000,"p75":345000}},"startup_pct":{"state":10.9,"national":25.5,"reading":"No clear gap"},"new_pct":{"state":12.7,"national":12.6,"reading":"No clear gap"},"existing_pct":{"state":70.9,"national":55.9,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":4.9,"reading":"n/a"},"express_pct":{"state":81.8,"national":54.4,"reading":"Clearly higher"},"loc_pct":{"state":61.8,"national":42.0,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.5,"national":2.75}},"clear_gaps":["express"],"top_lenders":{"M&T Bank":16,"TD Bank":11,"JPMorgan Chase Bank":7},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}