{"citation":"SBA loans to electrical contractors in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/california/","title":"SBA loans to electrical contractors in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"238210","name":"Electrical Contractors and Other Wiring Installation Contractors","url":"/industries/electrical-contractors-other-wiring-installation-contractors/"},"loans":484,"dollars_approved":227437200,"measures":{"share_of_all_loans_pct":{"state":1.245,"national":1.172,"reading":"No clear gap"},"median_loan":{"state":200000,"national":150000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":50000,"p75":491250},"national":{"p25":50000,"p75":350000}},"startup_pct":{"state":4.1,"national":7.4,"reading":"No clear gap"},"new_pct":{"state":13.2,"national":15.2,"reading":"No clear gap"},"existing_pct":{"state":78.1,"national":68.9,"reading":"Clearly higher"},"ownership_pct":{"state":3.5,"national":7.6,"reading":"No clear gap"},"express_pct":{"state":46.1,"national":56.4,"reading":"Clearly lower"},"loc_pct":{"state":33.9,"national":44.6,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["loc","express","existing"],"top_lenders":{"U.S. Bank":105,"JPMorgan Chase Bank":62,"Wells Fargo Bank":23,"BayFirst National Bank":20,"Lendistry SBLC, LLC":18},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}