# SBA loans to electrical contractors in Georgia **Short answer:** SBA's loan file shows 73 loans to electrical contractors in Georgia since October 2019. 23.3% went through SBA Express, against 56.4% nationally. 16.4% were lines of credit, against 44.6% nationally. Canonical page: https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/georgia/ Data as of: 2026-06-30 These are the 73 SBA 7(a) loans to [electrical contractors](https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/) in [Georgia](https://www.sbaexpress.loans/georgia-small-business-loans/) approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other. ## How Georgia differs from the U.S. **What this means for you.** SBA Express was a less common route here, so most of these loans went through other 7(a) loan types. ### SBA Express 23.3% of the loans in Georgia went through SBA Express, against 56.4% nationally. SBA Express, share of loans, Oct 2019 to Jun 2026 - Georgia: 23.3% - United States: 56.4% ### Lines of credit 16.4% of the loans in Georgia were lines of credit, against 44.6% nationally. Lines of credit, share of loans, Oct 2019 to Jun 2026 - Georgia: 16.4% - United States: 44.6% ### Loan size The median loan was $303,500 in Georgia, 2 times the national median of $150,000. The middle half of loans in Georgia ran from $123,200 to $650,000. Nationally the middle half ran from $50,000 to $350,000. Median loan, Oct 2019 to Jun 2026 - Georgia: $303,500 - United States: $150,000 We compared 9 measures with the national figure for the same period, and these are the 3 that differ clearly. One more difference is in the table. ## Georgia next to the U.S. **Georgia compared with all loans to electrical contractors in the U.S., October 2019 to June 2026** | Measure | Georgia | United States | Reading | | --- | --- | --- | --- | | Industry's share of all SBA loans | 0.74% | 1.2% | Clearly lower | | Median loan | $303,500 | $150,000 | Clearly higher | | Middle half of loans | $123,200 to $650,000 | $50,000 to $350,000 | – | | Startups (the loan opens the business) | 15.1% | 7.4% | No clear gap | | In business 2 years or less | 13.7% | 15.2% | No clear gap | | In business more than 2 years | 61.6% | 68.9% | No clear gap | | Change of ownership | 9.6% | 7.6% | No clear gap | | SBA Express | 23.3% | 56.4% | Clearly lower | | Lines of credit | 16.4% | 44.6% | Clearly lower | | Median term | 10 years | 10 years | – | | Median spread over Prime at approval | 2.75 points over Prime | 2.75 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## Who lends in Georgia The 4 lenders below made 22 of the 73 loans approved October 2019 to June 2026, or 30.1%. A lender is listed when it has 5 or more of them, five at most. **Top lenders in Georgia** | Lender | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [JPMorgan Chase Bank](https://www.sbaexpress.loans/sba-express-lenders/jpmorgan-chase-bank/) | 6 | 8.2% | 5.8% | | [SouthState Bank](https://www.sbaexpress.loans/sba-express-lenders/southstate-bank/) | 6 | 8.2% | Not in top 5 | | [United Midwest Savings Bank](https://www.sbaexpress.loans/sba-express-lenders/united-midwest-savings-bank/) | 5 | 6.8% | Not in top 5 | | [Wells Fargo Bank](https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/) | 5 | 6.8% | Not in top 5 | Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry. ## Electrical contractors in other states Other states where these loans differ clearly from the national pattern, most loans first. **Electrical contractors by state** | State | Loans since October 2019 | | --- | --- | | [California](https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/california/) | 484 | | [Florida](https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/florida/) | 279 | | [New York](https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/new-york/) | 247 | | [Ohio](https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/ohio/) | 219 | | [Texas](https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/texas/) | 214 | | [Massachusetts](https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/massachusetts/) | 162 | | [New Jersey](https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/new-jersey/) | 151 | | [Colorado](https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/colorado/) | 140 | ## More industries in Georgia Other industries in Georgia with a clear difference from the national pattern, most loans first. **Other industries in Georgia** | Industry | Loans since October 2019 | | --- | --- | | [Sit-down restaurants](https://www.sbaexpress.loans/industries/full-service-restaurants/georgia/) | 580 | | [Fast-food, pizza and counter-service restaurants](https://www.sbaexpress.loans/industries/limited-service-restaurants/georgia/) | 497 | | [Child care centers and preschools](https://www.sbaexpress.loans/industries/child-care-services/georgia/) | 241 | | [Gyms, fitness studios and recreational sports centers](https://www.sbaexpress.loans/industries/fitness-recreational-sports-centers/georgia/) | 207 | | [Coffee shops, ice cream parlors, juice and tea bars and doughnut shops](https://www.sbaexpress.loans/industries/snack-nonalcoholic-beverage-bars/georgia/) | 178 | | [Liquor stores](https://www.sbaexpress.loans/industries/beer-wine-liquor-retailers/georgia/) | 153 | | [Home remodeling contractors](https://www.sbaexpress.loans/industries/residential-remodelers/georgia/) | 148 | | [Gas stations with convenience stores](https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores/georgia/) | 142 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)