{"citation":"SBA loans to electrical contractors in New Jersey. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/new-jersey/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/new-jersey/","title":"SBA loans to electrical contractors in New Jersey","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NJ","name":"New Jersey"},"industry":{"naics":"238210","name":"Electrical Contractors and Other Wiring Installation Contractors","url":"/industries/electrical-contractors-other-wiring-installation-contractors/"},"loans":151,"dollars_approved":59752000,"measures":{"share_of_all_loans_pct":{"state":1.342,"national":1.172,"reading":"No clear gap"},"median_loan":{"state":140000,"national":150000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":50500,"p75":325000},"national":{"p25":50000,"p75":350000}},"startup_pct":{"state":7.9,"national":7.4,"reading":"No clear gap"},"new_pct":{"state":9.9,"national":15.2,"reading":"No clear gap"},"existing_pct":{"state":76.8,"national":68.9,"reading":"No clear gap"},"ownership_pct":{"state":4.6,"national":7.6,"reading":"No clear gap"},"express_pct":{"state":70.2,"national":56.4,"reading":"Clearly higher"},"loc_pct":{"state":57.6,"national":44.6,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.75}},"clear_gaps":["express","loc"],"top_lenders":{"TD Bank":53,"M&T Bank":15,"Fulton Bank":11,"JPMorgan Chase Bank":11,"PNC Bank":7},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}